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Union Consumption Fund - Direct Plan - Growth Option is an equity scheme managed by Union Mutual Fund. The total expense ratio is 1.14% on assets of ₹317Cr. The fund is currently managed by Vinod Malviya, appointed within the last year.
Lower is better.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
What an investor SIPping into this fund actually got during named market shocks.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
| 5Y |
|---|
| Star |
|---|
| CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - GROWTH OPTION | Canara Robeco Mutual Fund | ₹1,901 Cr | 0.83% | +11.51% | +13.05% | 5★ |
| BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option | Baroda BNP Paribas Mutual Fund | ₹1,419 Cr | 0.70% | +11.03% | — | 5★ |
| UTI India Consumer Fund - Direct Plan - Growth Option | UTI Mutual Fund | ₹674 Cr | 1.61% | +10.33% | +10.95% | 4★ |
| BARODA BNP PARIBAS India Consumption Fund - Direct Plan - IDCW Option | Baroda BNP Paribas Mutual Fund | ₹1,419 Cr | 0.70% | +1.39% | — | 2★ |
| Kotak Consumption Fund - Direct plan - Growth Option | Kotak Mahindra Mutual Fund | ₹1,687 Cr | 0.57% | — | — | 3★ |
| Kotak Consumption Fund - Direct plan - IDCW Option | Kotak Mahindra Mutual Fund | ₹1,687 Cr | 0.57% | — | — | 3★ |
| Axis Consumption Fund Direct Plan - Growth | Axis Mutual Fund | ₹2,900 Cr | 0.58% | — | — | 1★ |
| Union Consumption Fund - Direct Plan - IDCW Option | Union Mutual Fund | ₹317 Cr | 1.14% | — | — | — |
| WhiteOak Capital Consumption Opportunities Fund Direct Plan Growth | WhiteOak Capital Mutual Fund | ₹103 Cr | 0.85% | — | — | — |