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UTI India Consumer Fund - Direct Plan - Growth Option is an equity scheme managed by UTI Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 16.05%, with the bottom and top quartiles at 14.31% and 18.28% respectively. It has ranked in the top half of its category for 0 of the last 2 reported years. The total expense ratio is 1.61% on assets of ₹674Cr. The fund is currently managed by Mr. Vicky Punjabi, appointed within the last year.
Lower is better.
This scheme classifies as Large-Growth on the 3x3 equity style box, with 93% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| MAHINDRA AND MAHINDRA LIMITED | Consumer Cyclical | 9.13% |
| BHARTI AIRTEL LIMITED | Communication Services | 7.22% |
| TITAN COMPANY LIMITED | Consumer Cyclical | 6.90% |
| MARUTI SUZUKI INDIA LIMITED | Consumer Cyclical | 6.06% |
| EICHER MOTORS LIMITED | Consumer Cyclical | 4.39% |
| TRENT LIMITED | Consumer Cyclical | 4.19% |
| ITC LIMITED | Consumer Defensive | 3.43% |
| AVENUE SUPERMARTS LIMITED | Consumer Defensive | 3.06% |
| TVS MOTOR COMPANY LIMITED | Consumer Cyclical | 2.97% |
| POLYCAB INDIA LIMITED | Industrials | 2.64% |
| TATA CONSUMER PRODUCTS LIMITED | Consumer Defensive | 2.63% |
| HINDUSTAN UNILEVER LIMITED | Consumer Defensive | 2.57% |
| HERO MOTOCORP LIMITED | Consumer Cyclical | 2.30% |
| THE PHOENIX MILLS LIMITED | Real Estate | 2.15% |
| JUBILANT FOODWORKS LIMITED | Consumer Cyclical | 1.81% |
| HDFC BANK LIMITED | Financial Services | 1.65% |
| Varun Beverages Ltd | Consumer Defensive | 1.64% |
| GLOBAL HEALTH LIMITED | Healthcare | 1.49% |
| HAVELLS INDIA LIMITED | Industrials | 1.45% |
| DIXON TECHNOLOGIES (INDIA) LIMITED | Technology | 1.44% |
| VISHAL MEGA MART PRIVATE LIMITED | Consumer Cyclical | 1.32% |
| METRO BRANDS LIMITED | Consumer Cyclical | 1.29% |
| BLUE STAR LIMITED | Consumer Cyclical | 1.21% |
| UNITED SPIRITS LIMITED | Consumer Defensive | 1.21% |
| PB FINTECH LIMITED | Financial Services | 1.16% |
| Sector | Holdings | Weight |
|---|---|---|
| Automobile and Auto Components | — | 24.87% |
| Consumer Services | — | 22.00% |
| Fast Moving Consumer Goods | — | 14.88% |
| Consumer Durables | — | 14.33% |
| Telecommunication | — | 7.22% |
| Financial Services | 2 | 4.23% |
| Capital Goods | — | 3.55% |
| Realty | — | 3.15% |
| Healthcare | 2 | 2.23% |
| Media, Entertainment & Publication | — | 1.30% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -9.53% | 3.11% | 10.84% | 30.82% | 60.46% | 85.1% |
| 3Y | 10.80% | 14.31% | 16.05% | 18.28% | 21.23% | 100.0% |
| 5Y | 10.13% | 12.66% | 16.44% | 18.49% | 20.17% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 50.0% means concentration is in line with most actively-managed Indian equity funds. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
| 5Y |
|---|
| Star |
|---|
| CANARA ROBECO CONSUMPTION FUND - DIRECT PLAN - GROWTH OPTION | Canara Robeco Mutual Fund | ₹1,901 Cr | 0.83% | +11.51% | +13.05% | 5★ |
| BARODA BNP PARIBAS India Consumption Fund - Direct Plan - Growth Option | Baroda BNP Paribas Mutual Fund | ₹1,419 Cr | 0.70% | +11.03% | — | 5★ |
| BARODA BNP PARIBAS India Consumption Fund - Direct Plan - IDCW Option | Baroda BNP Paribas Mutual Fund | ₹1,419 Cr | 0.70% | +1.39% | — | 2★ |
| Union Consumption Fund - Direct Plan - IDCW Option | Union Mutual Fund | ₹317 Cr | 1.14% | — | — | — |
| WhiteOak Capital Consumption Opportunities Fund Direct Plan Growth | WhiteOak Capital Mutual Fund | ₹103 Cr | 0.85% | — | — | — |
| Kotak Consumption Fund - Direct plan - Growth Option | Kotak Mahindra Mutual Fund | ₹1,687 Cr | 0.57% | — | — | 3★ |
| Kotak Consumption Fund - Direct plan - IDCW Option | Kotak Mahindra Mutual Fund | ₹1,687 Cr | 0.57% | — | — | 3★ |
| Axis Consumption Fund Direct Plan - Growth | Axis Mutual Fund | ₹2,900 Cr | 0.58% | — | — | 1★ |
| Union Consumption Fund - Direct Plan - Growth Option | Union Mutual Fund | ₹317 Cr | 1.14% | — | — | — |