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HDFC Consumption Fund - Growth Option is an equity scheme managed by HDFC Mutual Fund. It has ranked in the top half of its category for 1 of the last 2 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 2.49% on assets of ₹997Cr. The fund is currently managed by Mr. Amit Sinha, appointed within the last year.
Lower is better.
This scheme classifies as Large-Growth on the 3x3 equity style box, with 94% of its portfolio classified as of 2026-04-30.
| Holding | Sector |
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| Window | Min | P25 | Median |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| Eternal Limited | Consumer Cyclical | 9.07% |
| Hindustan Unilever Ltd. | Consumer Defensive | 8.46% |
| Mahindra & Mahindra Ltd. | Consumer Cyclical | 5.47% |
| Bharti Airtel Ltd. | Communication Services | 5.35% |
| Vishal Mega Mart Limited | Consumer Cyclical | 4.71% |
| United Spirits Limited | Consumer Defensive | 4.67% |
| Godrej Consumer Products Ltd. | Consumer Defensive | 4.44% |
| Titan Company Ltd. | Consumer Cyclical | 4.00% |
| Varun Beverages Ltd | Consumer Defensive | 3.27% |
| Maruti Suzuki India Limited | Consumer Cyclical | 3.06% |
| Britannia Industries Ltd. | Consumer Defensive | 2.99% |
| Asian Paints Limited | Basic Materials | 2.97% |
| Trent Ltd. | Consumer Cyclical | 2.75% |
| TVS Motor Company Ltd. | Consumer Cyclical | 2.52% |
| Nestle India Ltd. | Consumer Defensive | 2.42% |
| Chalet Hotels Ltd. | Consumer Cyclical | 2.28% |
| Sona Blw Precision Forgings | Consumer Cyclical | 2.08% |
| Sedemac Mechatronics Limited | Consumer Cyclical | 1.84% |
| LENSKART SOLUTIONS LIMITED | Healthcare | 1.61% |
| Vijaya Diagnostic Centre Limited | Healthcare | 1.56% |
| Dabur India Ltd. | Consumer Defensive | 1.55% |
| JSW Dulux Limited | Consumer Cyclical | 1.48% |
| Baazar Style Retail Limited | Consumer Cyclical | 1.42% |
| Jupiter Life Line Hospitals Limited | Healthcare | 1.32% |
| Wakefit Innovations Limited | Consumer Cyclical | 1.17% |
| Sector | Holdings | Weight |
|---|---|---|
| Retailing | 8 | 21.41% |
| Automobiles | 5 | 13.09% |
| Consumer Durables | 7 | 10.61% |
| Diversified FMCG | 2 | 8.68% |
| Beverages | 3 | 8.44% |
| Personal Products | 4 | 6.53% |
| Food Products | 3 | 5.51% |
| Telecom - Services | 1 | 5.35% |
| Leisure Services | 4 | 4.91% |
| Auto Components | 3 | 4.90% |
| Healthcare Services | 3 | 3.98% |
| Power | 2 | 2.11% |
| Transport Services | 1 | 1.14% |
| Agricultural Food & Other Products | 1 | 0.49% |
| Healthcare Equipment & Supplies | 1 | 0.22% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
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| Max |
|---|
| Positive % |
|---|
| 1Y | -8.98% | -0.39% | 5.47% | 22.52% | 51.95% | 73.4% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 52.5% means concentration is in line with most actively-managed Indian equity funds. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
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| Star |
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