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HSBC Gilt Fund - Regular Growth is a debt scheme managed by HSBC Mutual Fund. Three-year compounded annual return is 4.11%, placing it in the 1st percentile of Debt peers. It has ranked in the top half of its category for 3 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 1.63% on assets of ₹177Cr. The fund is currently managed by Mohd Asif Rizwi, appointed within the last year.
Lower is better.
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| 7.09% GOI MAT 251174 | Others | 0.11% |
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 0.1% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
| 5Y |
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| Star |
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| Bandhan Gilt Fund - Regular Plan - Growth | Bandhan Mutual Fund | ₹1,947 Cr | 1.21% | +6.39% | +5.41% | 4★ |
| UTI - GILT FUND - Regular Plan - Growth Option | UTI Mutual Fund | ₹548 Cr | 0.99% | +6.32% | +5.52% | 4★ |
| Axis Gilt Fund - Regular Plan - Growth Option | Axis Mutual Fund | ₹438 Cr | 0.86% | +6.25% | +5.38% | 4★ |
| SBI GILT FUND - REGULAR PLAN - GROWTH | SBI Mutual Fund | ₹9,047 Cr | 0.96% | +5.78% | +5.68% | 3★ |
| Baroda BNP Paribas GILT FUND - Regular Plan - Growth Option | Baroda BNP Paribas Mutual Fund | ₹748 Cr | 0.46% | +5.58% | +5.02% | 3★ |
| DSP Gilt Fund - Regular Plan - Growth | DSP Mutual Fund | ₹1,268 Cr | 1.16% | +5.44% | +5.16% | 3★ |
| Invesco India Gilt Fund - Regular Plan - Growth | Invesco Mutual Fund | ₹158 Cr | 1.34% | +5.21% | +4.59% | 3★ |
| CANARA ROBECO GILT FUND - REGULAR PLAN - GROWTH OPTION | Canara Robeco Mutual Fund | ₹126 Cr | 1.31% | +4.91% | +4.57% | 2★ |
| Edelweiss Government Securities Fund - Regular Plan - Growth Option | Edelweiss Mutual Fund | ₹135 Cr | 1.20% | +4.89% | +4.72% | 3★ |
| quant Gilt Fund - Growth Option - Regular Plan | Quant Mutual Fund | ₹83 Cr | 1.59% | +4.63% | — | 1★ |