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SBI GILT FUND - REGULAR PLAN - GROWTH is a debt scheme managed by SBI Mutual Fund. Three-year compounded annual return is 5.78%, placing it in the 11th percentile of Debt peers. It has ranked in the top half of its category for 11 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.96% on assets of ₹9,047Cr. The fund is currently managed by Mr. Sudhir Agarwal, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| 7.47% State Government of Karnataka 2036 | Others | 13.55% |
| 7.79% State Government of West Bengal 2045 | Others | 3.93% |
| 7.58% State Government of West Bengal 2042 | Others | 3.82% |
| 7.66% State Government of Kerala 2039 | Others | 3.45% |
| 7.88% State Government of West Bengal 2044 | Others | 2.13% |
| 7.86% State Government of Bihar 2039 | Others | 1.66% |
| 7.83% State Government of Haryana 2043 | Others | 0.71% |
| 7.85% State Government of Mizoram 2042 | Others | 0.11% |
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 29.4% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
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| Star |
|---|
| Bandhan Gilt Fund - Regular Plan - Growth | Bandhan Mutual Fund | ₹1,947 Cr | 1.21% | +6.39% | +5.41% | 4★ |
| UTI - GILT FUND - Regular Plan - Growth Option | UTI Mutual Fund | ₹548 Cr | 0.99% | +6.32% | +5.52% | 4★ |
| Axis Gilt Fund - Regular Plan - Growth Option | Axis Mutual Fund | ₹438 Cr | 0.86% | +6.25% | +5.38% | 4★ |
| Baroda BNP Paribas GILT FUND - Regular Plan - Growth Option | Baroda BNP Paribas Mutual Fund | ₹748 Cr | 0.46% | +5.58% | +5.02% | 3★ |
| DSP Gilt Fund - Regular Plan - Growth | DSP Mutual Fund | ₹1,268 Cr | 1.16% | +5.44% | +5.16% | 3★ |
| Invesco India Gilt Fund - Regular Plan - Growth | Invesco Mutual Fund | ₹158 Cr | 1.34% | +5.21% | +4.59% | 3★ |
| CANARA ROBECO GILT FUND - REGULAR PLAN - GROWTH OPTION | Canara Robeco Mutual Fund | ₹126 Cr | 1.31% | +4.91% | +4.57% | 2★ |
| Edelweiss Government Securities Fund - Regular Plan - Growth Option | Edelweiss Mutual Fund | ₹135 Cr | 1.20% | +4.89% | +4.72% | 3★ |
| quant Gilt Fund - Growth Option - Regular Plan | Quant Mutual Fund | ₹83 Cr | 1.59% | +4.63% | — | 1★ |
| Tata Gilt Securities Fund -Regular Plan- Growth Option | Tata Mutual Fund | ₹1,061 Cr | 1.41% | +4.63% | +4.58% | 2★ |