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BANK OF INDIA Conservative Hybrid Fund-Direct Plan-Monthly IDCW is a debt scheme managed by Bank of India Mutual Fund. The total expense ratio is 1.17% on assets of ₹65Cr. The fund is currently managed by Mr. Alok Singh, appointed within the last year.
Lower is better.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
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| Star |
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| DSP Credit Risk Fund - Direct Plan - Growth | DSP Mutual Fund | ₹242 Cr | 0.41% | +16.57% | +12.99% | 5★ |
| Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth | Aditya Birla Sun Life Mutual Fund | ₹1,353 Cr | 0.84% | +12.63% | +10.61% | 5★ |
| Aditya Birla Sun Life Medium Term Plan - Growth - Direct Plan | Aditya Birla Sun Life Mutual Fund | ₹3,098 Cr | 0.84% | +10.12% | +12.51% | 5★ |
| BANK OF INDIA Credit Risk Fund - Direct Plan | Bank of India Mutual Fund | ₹105 Cr | 1.17% | +9.89% | +27.73% | 3★ |
| Invesco India Credit Risk Fund - Direct Plan - Growth | Invesco Mutual Fund | ₹159 Cr | 0.28% | +9.28% | +8.20% | 5★ |
| Axis Credit Risk Fund - Direct Plan - Growth | Axis Mutual Fund | ₹355 Cr | 0.80% | +8.34% | +7.44% | 5★ |
| SBI CREDIT RISK FUND - DIRECT PLAN -GROWTH | SBI Mutual Fund | ₹2,134 Cr | 0.89% | +8.01% | +7.45% | 4★ |
| Axis Strategic Bond Fund - Direct Plan - Growth Option | Axis Mutual Fund | ₹2,078 Cr | 0.71% | +7.93% | +7.21% | 5★ |
| Axis Floater Fund - Direct Plan - Growth | Axis Mutual Fund | ₹148 Cr | 0.20% | +7.78% | — | 4★ |
| DSP Floater Fund - Direct Plan - Growth | DSP Mutual Fund | ₹326 Cr | 0.26% | +7.68% | +6.51% | 5★ |