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Aditya Birla Sun Life Medium Term Plan - Growth - Direct Plan is a debt scheme managed by Aditya Birla Sun Life Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 13.43%, with the bottom and top quartiles at 10.70% and 14.35% respectively. It has ranked in the top half of its category for 2 of the last 2 reported years. The total expense ratio is 0.84% on assets of ₹3,098Cr. The fund is currently managed by Mr. Mohit Sharma, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
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| Window | Min | P25 | Median |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Vedanta Ltd. | Basic Materials | 1.94% |
| Housing and Urban Development Corporation Ltd. | Financial Services | 1.56% |
| Indian Railway Finance Corporation Limited | Financial Services | 0.57% |
| REC Limited. | Financial Services | 0.16% |
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
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| Max |
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| Positive % |
|---|
| 1Y | 6.90% | 8.12% | 11.03% | 14.86% | 26.64% | 100.0% |
| 3Y | 9.95% | 10.70% | 13.43% | 14.35% | 16.48% | 100.0% |
| 5Y | 12.38% | 12.65% | 12.87% | 13.05% | 14.38% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 4.2% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
| 5Y |
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| Star |
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| Axis Strategic Bond Fund - Direct Plan - Growth Option | Axis Mutual Fund | ₹2,078 Cr | 0.71% | +7.93% | +7.21% | 5★ |
| SBI MEDIUM DURATION FUND - DIRECT PLAN - GROWTH | SBI Mutual Fund | ₹6,410 Cr | 0.72% | +7.33% | +6.60% | 5★ |
| Bandhan Medium Duration Fund - Direct Plan - Growth | Bandhan Mutual Fund | ₹1,294 Cr | 0.65% | +6.78% | +5.77% | 4★ |
| Invesco India Medium Duration Fund - Direct Plan - Growth | Invesco Mutual Fund | ₹167 Cr | 0.30% | +6.75% | — | 4★ |
| UTI Medium Duration Fund - Direct Plan - Growth Option | UTI Mutual Fund | ₹36 Cr | 0.84% | +6.64% | +6.54% | 4★ |
| Sundaram Medium Duration Fund (Formerly Known as Sundaram Medium Term Bond Fund) Direct Plan - Growth | Sundaram Mutual Fund | ₹34 Cr | 1.17% | +5.66% | +4.80% | 3★ |