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Union Consumption Fund - Regular Plan - Growth Option is an equity scheme managed by Union Mutual Fund. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 2.41% on assets of ₹317Cr. The fund is currently managed by Vinod Malviya, appointed within the last year.
Lower is better.
This scheme classifies as Large-Growth on the 3x3 equity style box, with 100% of its portfolio classified as of 2026-04-30.
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Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
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| LG Electronics India Limited | Technology | 3.16% |
| Varun Beverages Ltd | Consumer Defensive | 3.00% |
| Zydus Wellness Limited | Consumer Defensive | 1.84% |
| Metro Brands Ltd. | Consumer Cyclical | 1.66% |
| Kotak Mahindra Bank Limited | Financial Services | 0.88% |
| Sector | Holdings | Weight |
|---|---|---|
| Retailing | 9 | 17.56% |
| Automobiles | 5 | 16.80% |
| Consumer Durables | 2 | 11.50% |
| Telecom - Services | 1 | 6.94% |
| Agricultural Food & other Products | 2 | 6.26% |
| Food Products | 1 | 6.18% |
| Beverages | 1 | 6.11% |
| Diversified FMCG | 2 | 5.74% |
| Personal Products | 2 | 3.22% |
| Banks | 1 | 2.18% |
| Realty | 1 | 1.85% |
| Capital Markets | 1 | 1.73% |
| Household Products | 1 | 1.66% |
| Industrial Products | 1 | 1.53% |
| Power | 1 | 1.52% |
| Chemicals & Petrochemicals | 1 | 1.39% |
| Financial Technology (Fintech) | 1 | 1.31% |
| Pharmaceuticals & Biotechnology | 2 | 1.29% |
| Healthcare Services | 2 | 1.22% |
| Transport Services | 1 | 1.11% |
| Leisure Services | 1 | 0.53% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Top-10 weight 10.5% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
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