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Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund - Regular - Growth is an index scheme managed by Kotak Mahindra Mutual Fund. The total expense ratio is 0.32% on assets of ₹1,101Cr. The fund is currently managed by Mr. Manu Sharma, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 88% of its portfolio classified as of 2026-04-30.
| Holding | Sector |
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Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| REC LTD | Financial Services | 9.11% |
| BANK OF BARODA | Financial Services | 8.56% |
| PUNJAB NATIONAL BANK | Financial Services | 8.56% |
| BAJAJ HOUSING FINANCE LTD. | Financial Services | 8.55% |
| TATA CAPITAL LTD. | Financial Services | 4.57% |
| HDFC BANK LTD. | Financial Services | 2.73% |
| Power Finance Corporation Ltd. | Financial Services | 2.73% |
| CANARA BANK | Financial Services | 2.14% |
| LIC HOUSING FINANCE LTD. | Financial Services | 1.37% |
| UNION BANK OF INDIA | Financial Services | 0.45% |
| INDIAN BANK | Financial Services | 0.45% |
| AXIS BANK LTD. | Financial Services | 0.45% |
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Top-10 weight 48.8% means concentration is in line with most actively-managed Indian equity funds. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Index.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.