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Bank of India Business Cycle Fund - Direct Plan - Growth is an equity scheme managed by Bank of India Mutual Fund. It has ranked in the top half of its category for 0 of the last 1 reported years. The total expense ratio is 1.36% on assets of ₹467Cr. The fund is currently managed by Mr. Alok Singh, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 84% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| NTPC LIMITED | Utilities | 4.82% |
| STATE BANK OF INDIA | Financial Services | 4.47% |
| ICICI BANK LIMITED | Financial Services | 4.17% |
| QUALITY POWER ELECTRICAL EQUIPMENTS LIMITED | Industrials | 4.14% |
| HDFC BANK LIMITED | Financial Services | 3.97% |
| BHARTI AIRTEL LIMITED | Communication Services | 3.80% |
| POWER GRID CORPORATION OF INDIA LIMITED | Utilities | 3.23% |
| GLENMARK PHARMACEUTICALS LIMITED | Healthcare | 3.09% |
| BRITANNIA INDUSTRIES LIMITED | Consumer Defensive | 2.70% |
| RELIANCE INDUSTRIES LIMITED | Energy | 2.58% |
| APOLLO HOSPITALS ENTERPRISE LIMITED | Healthcare | 2.29% |
| AMBUJA CEMENTS LIMITED | Basic Materials | 1.95% |
| S.J.S. ENTERPRISES LIMITED | Consumer Cyclical | 1.93% |
| PB FINTECH LIMITED | Financial Services | 1.82% |
| ITC LIMITED | Consumer Defensive | 1.69% |
| Siemens Energy India Limited | Utilities | 1.65% |
| ASIAN PAINTS LIMITED | Basic Materials | 1.64% |
| SIEMENS LIMITED | Industrials | 1.63% |
| AEQUS PRIVATE LIMITED | Industrials | 1.62% |
| CENTURY PLYBOARDS INDIA LIMITED | Consumer Cyclical | 1.54% |
| TD POWER SYSTEMS LIMITED | Industrials | 1.52% |
| NIPPON LIFE INDIA ASSET MANAGEMENT LIMITED | Financial Services | 1.47% |
| TINNA RUBBER AND INFRASTRUCTURE LIMITED | Basic Materials | 1.40% |
| VEDANTA LIMITED | Basic Materials | 1.40% |
| GANESHA ECOSPHERE LIMITED | Consumer Cyclical | 1.33% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 8 | 22.66% |
| Capital Goods | — | 16.89% |
| Consumer Durables | — | 11.34% |
| Power | — | 10.79% |
| Healthcare | 3 | 6.27% |
| Automobile and Auto Components | — | 4.85% |
| Metals & Mining | — | 4.53% |
| Fast Moving Consumer Goods | — | 4.39% |
| Telecommunication | — | 3.80% |
| Oil, Gas & Consumable Fuels | — | 3.62% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -13.31% | -6.80% | -3.35% | 3.38% | 14.18% | 39.6% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 37.0% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
|---|
| Star |
|---|
| Baroda BNP Paribas Business Cycle Fund - Direct Plan - Growth | Baroda BNP Paribas Mutual Fund | ₹561 Cr | 0.98% | +15.33% | — | 5★ |
| Axis Business Cycles Fund - Direct Plan - Growth | Axis Mutual Fund | ₹2,079 Cr | 1.99% | +14.94% | — | 4★ |
| Union Business Cycle Fund - Direct Plan - Growth Option | Union Mutual Fund | ₹507 Cr | 2.01% | — | — | 3★ |
| Union Business Cycle Fund - Direct Plan - IDCW Option | Union Mutual Fund | ₹507 Cr | 2.01% | — | — | 3★ |
| Sundaram Business Cycle Fund Direct Plan Growth | Sundaram Mutual Fund | ₹1,576 Cr | 0.61% | — | — | 2★ |
| Edelweiss Business Cycle Fund - Direct Plan - Growth | Edelweiss Mutual Fund | ₹1,498 Cr | 0.59% | — | — | 1★ |
| Bandhan Business Cycle Fund - Direct Plan - Growth | Bandhan Mutual Fund | ₹1,227 Cr | 2.71% | — | — | 2★ |
| Invesco India Business Cycle Fund - Direct Plan - Growth | Invesco Mutual Fund | ₹1,016 Cr | 0.68% | — | — | 5★ |
| ITI Business Cycle Fund- Direct Plan- Growth | ITI Mutual Fund | ₹103 Cr | 0.62% | — | — | — |