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WhiteOak Capital Multi Cap Fund Direct Plan Growth is an equity scheme managed by WhiteOak Capital Mutual Fund. It has ranked in the top half of its category for 2 of the last 2 reported years. The total expense ratio is 0.85% on assets of ₹3,421Cr. The fund is currently managed by Ms. Trupti Agarwal, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 88% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| ICICI BANK LIMITED | Financial Services | 4.71% |
| HDFC BANK LIMITED | Financial Services | 4.71% |
| BHARTI AIRTEL LIMITED | Communication Services | 1.87% |
| Bharti Hexacom Limited | Communication Services | 1.57% |
| THE PHOENIX MILLS LIMITED | Real Estate | 1.56% |
| MAX FINANCIAL SERVICES LIMITED | Financial Services | 1.51% |
| RELIANCE INDUSTRIES LIMITED | Energy | 1.43% |
| BHARAT ELECTRONICS LIMITED | Industrials | 1.38% |
| THE FEDERAL BANK LIMITED | Financial Services | 1.36% |
| AADHAR HOUSING FINANCE LIMITED | Financial Services | 1.32% |
| FORTIS HEALTHCARE LIMITED. | Healthcare | 1.28% |
| MAHINDRA AND MAHINDRA LIMITED | Consumer Cyclical | 1.23% |
| Persistent Systems Ltd | Technology | 1.23% |
| STATE BANK OF INDIA | Financial Services | 1.17% |
| JB Chemicals & Pharmaceuticals Limited | Healthcare | 1.10% |
| PB FINTECH LIMITED | Financial Services | 1.04% |
| HITACHI ENERGY INDIA LIMITED | Industrials | 1.00% |
| MARUTI SUZUKI INDIA LIMITED | Consumer Cyclical | 0.94% |
| NATIONAL ALUMINIUM COMPANY LIMITED | Basic Materials | 0.91% |
| Azad Engineering Limited | Industrials | 0.91% |
| TITAN COMPANY LIMITED | Consumer Cyclical | 0.88% |
| India Shelter Finance Corporation Limited | Financial Services | 0.81% |
| TD POWER SYSTEMS LIMITED | Industrials | 0.79% |
| BHARAT HEAVY ELECTRICALS LIMITED | Industrials | 0.79% |
| LAURUS LABS LIMITED | Healthcare | 0.79% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 29 | 27.25% |
| Capital Goods | — | 10.45% |
| Healthcare | 22 | 10.30% |
| Consumer Services | — | 5.89% |
| Automobile and Auto Components | — | 5.27% |
| Fast Moving Consumer Goods | — | 4.52% |
| Information Technology | — | 3.81% |
| Consumer Durables | — | 3.80% |
| Telecommunication | — | 3.44% |
| Metals & Mining | — | 2.60% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | 1.55% | 8.04% | 12.10% | 17.69% | 50.71% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 21.4% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
The data points trend downward — historically, this fund's alpha has weakened as it has scaled. Capacity may be a constraint.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 5 data points.
| 5Y |
|---|
| Star |
|---|
| Bank of India Multi Cap Fund Direct Plan - Growth | Bank of India Mutual Fund | ₹1,074 Cr | 0.92% | +20.91% | — | 5★ |
| Mahindra Manulife Multi Cap Fund - Direct Plan -Growth | Mahindra Manulife Mutual Fund | ₹6,439 Cr | 1.58% | +20.35% | +17.90% | 5★ |
| ITI Multi Cap Fund - Direct Plan - Growth Option | ITI Mutual Fund | ₹1,365 Cr | 1.23% | +20.11% | +13.73% | 5★ |
| Union Multicap Fund - Direct Plan - IDCW Option | Union Mutual Fund | ₹1,329 Cr | 1.61% | +17.18% | — | 4★ |
| Union Multicap Fund - Direct Plan - Growth Option | Union Mutual Fund | ₹1,329 Cr | 1.61% | +17.18% | — | 4★ |
| Baroda BNP Paribas MULTI CAP FUND - Direct Plan - Growth Option | Baroda BNP Paribas Mutual Fund | ₹3,219 Cr | 0.89% | +17.09% | +16.19% | 4★ |
| ITI Multi Cap Fund - Direct Plan - IDCW Option | ITI Mutual Fund | ₹1,365 Cr | 1.23% | +17.01% | +11.97% | 3★ |
| BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN | Bandhan Mutual Fund | ₹2,877 Cr | 2.07% | +15.65% | — | 4★ |
| SBI Multicap Fund- Direct Plan- Growth option | SBI Mutual Fund | ₹23,119 Cr | 0.86% | +15.15% | — | 4★ |
| Invesco India Multicap Fund - Direct Plan - Growth Option | Invesco Mutual Fund | ₹3,995 Cr | 0.73% | +14.91% | +13.10% | 3★ |