Loading mutual fund details…
HDFC Consumption Fund - Growth Option - Direct Plan is an equity scheme managed by HDFC Mutual Fund. The total expense ratio is 1.35% on assets of ₹997Cr. The fund is currently managed by Mr. Amit Sinha, appointed within the last year.
Lower is better.
This scheme classifies as Large-Growth on the 3x3 equity style box, with 96% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| HINDUSTAN UNILEVER LIMITED | Consumer Defensive | 8.46% |
| MAHINDRA AND MAHINDRA LIMITED | Consumer Cyclical | 5.47% |
| BHARTI AIRTEL LIMITED | Communication Services | 5.35% |
| VISHAL MEGA MART PRIVATE LIMITED | Consumer Cyclical | 4.71% |
| UNITED SPIRITS LIMITED | Consumer Defensive | 4.67% |
| GODREJ CONSUMER PRODUCTS LIMITED | Consumer Defensive | 4.44% |
| TITAN COMPANY LIMITED | Consumer Cyclical | 4.00% |
| Varun Beverages Ltd | Consumer Defensive | 3.27% |
| MARUTI SUZUKI INDIA LIMITED | Consumer Cyclical | 3.06% |
| BRITANNIA INDUSTRIES LIMITED | Consumer Defensive | 2.99% |
| ASIAN PAINTS LIMITED | Basic Materials | 2.97% |
| TRENT LIMITED | Consumer Cyclical | 2.75% |
| TVS MOTOR COMPANY LIMITED | Consumer Cyclical | 2.52% |
| CHALET HOTELS LIMITED | Consumer Cyclical | 2.28% |
| SONA BLW PRECISION FORGINGS LIMITED | Consumer Cyclical | 2.08% |
| LENSKART SOLUTIONS PRIVATE LIMITED | Healthcare | 1.61% |
| VIJAYA DIAGNOSTIC CENTRE LIMITED | Healthcare | 1.56% |
| DABUR INDIA LIMITED | Consumer Defensive | 1.55% |
| Baazar Style Retail Limited | Consumer Cyclical | 1.42% |
| JUPITER LIFE LINE HOSPITALS LIMITED | Healthcare | 1.32% |
| WAKEFIT INNOVATIONS PRIVATE LIMITED | Consumer Cyclical | 1.17% |
| INTERGLOBE AVIATION LIMITED | Industrials | 1.14% |
| MAX HEALTHCARE INSTITUTE LIMITED | Healthcare | 1.10% |
| HERO MOTOCORP LIMITED | Consumer Cyclical | 1.02% |
| Hyundai Motor India Ltd | Consumer Cyclical | 1.02% |
| Sector | Holdings | Weight |
|---|---|---|
| Fast Moving Consumer Goods | — | 29.65% |
| Consumer Services | — | 26.32% |
| Automobile and Auto Components | — | 17.99% |
| Consumer Durables | — | 10.61% |
| Telecommunication | — | 5.35% |
| Healthcare | 5 | 4.20% |
| Power | — | 2.11% |
| Services | — | 1.14% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -7.90% | 0.88% | 6.80% | 24.19% | 53.86% | 79.4% |
Top-10 weight 46.4% means concentration is in line with most actively-managed Indian equity funds. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.