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NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option is a hybrid scheme managed by Nippon India Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 18.44%, with the bottom and top quartiles at 16.90% and 20.85% respectively. The total expense ratio is 0.54% on assets of ₹14,738Cr. The fund is currently managed by Vinay Sharma, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 58% of its portfolio classified as of 2026-04-30.
| Holding | Sector |
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| Window | Min | P25 | Median |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| Nippon India ETF Gold Bees | Others | 8.15% |
| ICICI Bank Limited | Financial Services | 3.60% |
| Nippon India Silver ETF | Others | 3.24% |
| HDFC Bank Limited | Financial Services | 2.39% |
| Infosys Limited | Technology | 1.96% |
| Reliance Industries Limited | Energy | 1.81% |
| Eternal Limited | Consumer Cyclical | 1.67% |
| State Bank of India | Financial Services | 1.58% |
| Hindustan Aeronautics Limited | Industrials | 1.54% |
| Axis Bank Limited | Financial Services | 1.45% |
| Trent Limited | Consumer Cyclical | 1.41% |
| Varun Beverages Limited | Consumer Defensive | 1.36% |
| 91 Days Tbill | Others | 1.34% |
| Kotak Mahindra Bank Limited | Financial Services | 1.30% |
| Bajaj Auto Limited | Consumer Cyclical | 1.27% |
| LG Electronics India Ltd | Technology | 1.08% |
| Swiggy Limited | Consumer Cyclical | 1.07% |
| NTPC Limited | Utilities | 1.03% |
| Oil & Natural Gas Corporation Limited | Energy | 1.02% |
| Siemens Energy India Limited | Utilities | 0.95% |
| Samvardhana Motherson International Limited | Consumer Cyclical | 0.92% |
| Mahindra & Mahindra Limited | Consumer Cyclical | 0.89% |
| 7.44% National Bank For Agriculture and Rural Development | CRISIL AAA | 0.88% |
| Sun Pharmaceutical Industries Limited | Healthcare | 0.86% |
| 7.77% Bajaj Finance Limited | CRISIL AAA | 0.85% |
| Sector | Holdings | Weight |
|---|---|---|
| Banks | 6 | 10.70% |
| SOVEREIGN | 21 | 7.04% |
| Retailing | 9 | 5.87% |
| CRISIL AAA | 15 | 5.25% |
| Finance | 7 | 3.29% |
| Power | 7 | 2.86% |
| IT - Software | 4 | 2.84% |
| Automobiles | 3 | 2.81% |
| Consumer Durables | 5 | 2.50% |
| Pharmaceuticals & Biotechnology | 6 | 2.27% |
| Petroleum Products | 2 | 2.25% |
| Auto Components | 3 | 1.86% |
| Beverages | 2 | 1.76% |
| CRISIL AA | 5 | 1.73% |
| Aerospace & Defense | 2 | 1.63% |
| Electrical Equipment | 2 | 1.56% |
| ICRA AAA | 8 | 1.27% |
| CRISIL A1+ | 4 | 1.23% |
| Leisure Services | 4 | 1.16% |
| Oil | 1 | 1.02% |
| CRISIL AA+ | 4 | 1.02% |
| Diversified FMCG | 2 | 1.00% |
| Capital Markets | 3 | 0.99% |
| Transport Services | 2 | 0.91% |
| Telecom - Services | 1 | 0.80% |
| Insurance | 3 | 0.80% |
| Cement & Cement Products | 3 | 0.78% |
| Industrial Products | 2 | 0.77% |
| CARE A1+ | 1 | 0.65% |
| Ferrous Metals | 1 | 0.62% |
| Miscellaneous | 4 | 0.60% |
| Industrial Manufacturing | 2 | 0.56% |
| Healthcare Services | 2 | 0.54% |
| Realty | 3 | 0.48% |
| Agricultural Food & other Products | 1 | 0.42% |
| Food Products | 1 | 0.33% |
| Diversified Metals | 1 | 0.33% |
| ICRA AA | 1 | 0.29% |
| ICRA AA+ | 2 | 0.24% |
| CARE AAA | 2 | 0.23% |
| CRISIL AAA(CE) | 1 | 0.23% |
| Financial Technology (Fintech) | 1 | 0.21% |
| Chemicals & Petrochemicals | 1 | 0.21% |
| Commercial Services & Supplies | 1 | 0.21% |
| Gas | 1 | 0.19% |
| CRISIL AAA(SO) | 1 | 0.09% |
Active bets vs the average Hybrid fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -2.28% | 10.93% | 17.07% | 25.93% | 39.01% | 99.2% |
| 3Y | 13.90% | 16.90% | 18.44% | 20.85% | 24.36% | 100.0% |
| 5Y | 15.93% | 17.15% | 18.16% | 19.20% | 20.69% | 100.0% |
Top-10 weight 27.4% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Hybrid.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 4 data points.
| 5Y |
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| Star |
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