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Union Value Fund - Direct Plan - Growth Option is an equity scheme managed by Union Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 21.30%, with the bottom and top quartiles at 18.74% and 23.65% respectively. It has ranked in the top half of its category for 0 of the last 2 reported years. The total expense ratio is 1.83% on assets of ₹373Cr. The fund is currently managed by Gaurav Chopra, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 87% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| HDFC BANK LIMITED | Financial Services | 4.57% |
| RELIANCE INDUSTRIES LIMITED | Energy | 4.35% |
| NTPC LIMITED | Utilities | 3.84% |
| STATE BANK OF INDIA | Financial Services | 3.77% |
| ICICI BANK LIMITED | Financial Services | 3.56% |
| Shriram Finance Limited | Financial Services | 3.01% |
| BHARTI AIRTEL LIMITED | Communication Services | 2.83% |
| VOLTAMP TRANSFORMERS LIMITED | Industrials | 2.48% |
| GABRIEL INDIA LIMITED | Consumer Cyclical | 2.39% |
| MARUTI SUZUKI INDIA LIMITED | Consumer Cyclical | 2.37% |
| LARSEN AND TOUBRO LIMITED | Industrials | 2.33% |
| AXIS BANK LIMITED | Financial Services | 2.18% |
| NIPPON LIFE INDIA ASSET MANAGEMENT LIMITED | Financial Services | 2.14% |
| INFOSYS LIMITED | Technology | 1.99% |
| THE FEDERAL BANK LIMITED | Financial Services | 1.97% |
| BHARAT ELECTRONICS LIMITED | Industrials | 1.92% |
| KIRLOSKAR OIL ENGINES LIMITED | Industrials | 1.91% |
| TATA STEEL LIMITED | Basic Materials | 1.89% |
| HERO MOTOCORP LIMITED | Consumer Cyclical | 1.75% |
| UJJIVAN SMALL FINANCE BANK LIMITED | Financial Services | 1.74% |
| MAX FINANCIAL SERVICES LIMITED | Financial Services | 1.59% |
| THE PHOENIX MILLS LIMITED | Real Estate | 1.53% |
| AARTI INDUSTRIES LIMITED | Basic Materials | 1.41% |
| MPHASIS LIMITED | Technology | 1.36% |
| TUBE INVESTMENTS OF INDIA LIMITED | Industrials | 1.34% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 11 | 30.16% |
| Automobile and Auto Components | — | 10.25% |
| Capital Goods | — | 9.88% |
| Healthcare | 5 | 6.41% |
| Information Technology | — | 5.38% |
| Oil, Gas & Consumable Fuels | — | 5.36% |
| Power | — | 4.66% |
| Metals & Mining | — | 4.36% |
| Telecommunication | — | 4.29% |
| Fast Moving Consumer Goods | — | 3.67% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -3.81% | 5.89% | 17.52% | 37.66% | 69.23% | 96.5% |
| 3Y | 13.52% | 18.74% | 21.30% | 23.65% | 28.47% | 100.0% |
| 5Y | 14.38% | 17.04% | 20.59% | 22.93% | 25.99% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 33.2% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
| 5Y |
|---|
| Star |
|---|
| Axis Value Fund - Direct Plan - Growth | Axis Mutual Fund | ₹1,533 Cr | 1.04% | +20.15% | — | 5★ |
| DSP Value Fund - Direct Plan - Growth | DSP Mutual Fund | ₹1,484 Cr | 1.02% | +19.72% | +15.18% | 5★ |
| ITI Value Fund - Direct Plan - Growth Option | ITI Mutual Fund | ₹353 Cr | 0.70% | +16.97% | — | 3★ |
| Union Value Fund - Direct Plan - IDCW Option | Union Mutual Fund | ₹373 Cr | 1.83% | +16.20% | +14.86% | 4★ |
| Groww Value Fund (formerly known as Indiabulls Value Fund) - Direct Plan - Growth Option | Groww Mutual Fund | ₹67 Cr | 1.35% | +15.68% | +13.57% | 4★ |
| UTI Value Fund - Direct Plan - Growth Option | UTI Mutual Fund | ₹9,433 Cr | 1.52% | +15.08% | +13.23% | 3★ |
| ITI Value Fund - Direct Plan - IDCW Option | ITI Mutual Fund | ₹353 Cr | 0.70% | +14.86% | — | 3★ |
| Canara Robeco Value Fund - Direct Plan - Growth Option | Canara Robeco Mutual Fund | ₹1,267 Cr | 0.73% | +13.98% | — | 3★ |
| Bandhan Value Fund - Direct Plan - Growth | Bandhan Mutual Fund | ₹9,908 Cr | 1.58% | +13.55% | +15.56% | 3★ |
| Quantum Value Fund - Direct Plan Growth Option | Quantum Mutual Fund | ₹1,114 Cr | 1.08% | +13.35% | +11.27% | 3★ |