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HDFC Ultra Short Term Fund - Growth Option is a debt scheme managed by HDFC Mutual Fund. Three-year compounded annual return is 6.77%, placing it in the 50th percentile of Debt peers. It has ranked in the top half of its category for 7 of the last 7 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.73% on assets of ₹16,753Cr. The fund is currently managed by Mr. Anil Bamboli, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| 364 Days Tbill Mat 060826 | Sovereign | 2.94% |
| Tata Communications Limited | Communication Services | 2.54% |
| Indian Overseas Bank | Financial Services | 2.25% |
| Radhakrishna Securitisation Trust (Originator - Jamnagar Utilities & Power Private Limited) | CRISIL - AAA(SO) | 2.06% |
| 182 Days TBill Mat 280526 | Sovereign | 1.64% |
| Axis Bank Ltd. | Financial Services | 1.46% |
| Karur Vysya Bank Ltd. | Financial Services | 1.45% |
| TATA Capital Housing Finance Ltd. | CRISIL - A1+ | 1.42% |
| Punjab National Bank | Financial Services | 1.41% |
| Kotak Mahindra Bank Limited | Financial Services | 1.41% |
| 182 Days TBILL MAT 110626 | Sovereign | 1.19% |
| 182 Days TBILL MAT 09072026 | Sovereign | 1.18% |
| BROOKFIELD INDIA REAL ESTATE TRUST | CRISIL - AAA | 1.17% |
| Bajaj Finance Ltd. | Financial Services | 1.15% |
| ONGC Petro Additions Limited (Letter Of Comfort By ONGC Limited) | CRISIL - A1+ | 1.04% |
| National Bank for Financing Infrastructure and Development | IND - A1+ | 0.98% |
| 6.27% Rajasthan SDL Mat 200726 | Sovereign | 0.90% |
| 182 Days Tbill MAT 17072026 | Sovereign | 0.89% |
| Infina Finance Pvt. Ltd. | CRISIL - A1+ | 0.86% |
| IDFC First Bank Limited | Financial Services | 0.85% |
| Jamnagar Utilities & Power Pvt. Limited | CRISIL - AAA | 0.79% |
| National Housing Bank | CRISIL - AAA | 0.60% |
| Motilal Oswal Financial Services Ltd. | Financial Services | 0.60% |
| 364 Days Tbill MAT 100926 | Sovereign | 0.59% |
| Julius Baer Capital (India) Pvt. Ltd. | CRISIL - A1+ | 0.57% |
| Sector | Holdings | Weight |
|---|---|---|
| CRISIL - A1+ | 19 | 14.48% |
| Sovereign | 16 | 10.39% |
| CRISIL - AAA | 12 | 4.04% |
| CRISIL - AAA(SO) | 4 | 3.10% |
| CARE - A1+ | 4 | 2.95% |
| CARE - AAA | 3 | 2.75% |
| CRISIL - AA | 4 | 1.55% |
| IND - A1+ | 1 | 0.98% |
| ICRA - A1+ | 2 | 0.59% |
| ICRA - AA | 2 | 0.51% |
| ICRA - AAA | 2 | 0.51% |
| CRISIL - AA+ | 2 | 0.33% |
| CARE - AA | 1 | 0.18% |
| CARE - AAA(SO) | 1 | 0.06% |
Active bets vs the average Debt fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 18.6% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
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