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UTI Equity Savings Fund - Direct Plan - Growth Option is a hybrid scheme managed by UTI Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 12.00%, with the bottom and top quartiles at 11.38% and 12.69% respectively. It has ranked in the top half of its category for 1 of the last 2 reported years. The total expense ratio is 0.76% on assets of ₹821Cr. The fund is currently managed by Mr. V Srivatsa, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 100% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
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| Window | Min | P25 | Median |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| RELIANCE INDUSTRIES LIMITED | Energy | 1.91% |
| ITC LIMITED | Consumer Defensive | 1.38% |
| INFOSYS LIMITED | Technology | 1.28% |
| HCL TECHNOLOGIES LIMITED | Technology | 1.07% |
| WIPRO LIMITED | Technology | 1.02% |
| AUROBINDO PHARMA LIMITED | Healthcare | 1.02% |
| LIFE INSURANCE CORPORATION OF INDIA | Financial Services | 0.98% |
| Shriram Finance Limited | Financial Services | 0.98% |
| OIL AND NATURAL GAS CORPORATION LIMITED | Energy | 0.97% |
| NTPC LIMITED | Utilities | 0.95% |
| COAL INDIA LTD | Energy | 0.88% |
| REC LIMITED | Financial Services | 0.85% |
| HERO MOTOCORP LIMITED | Consumer Cyclical | 0.75% |
| TATA STEEL LIMITED | Basic Materials | 0.60% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED | Industrials | 0.40% |
| VEDANTA LIMITED | Basic Materials | 0.38% |
| BHARAT PETROLEUM CORPORATION LTD. | Energy | 0.21% |
| BAJAJ AUTO LIMITED | Consumer Cyclical | 0.11% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 3 | 25.98% |
| Automobile and Auto Components | — | 7.31% |
| Information Technology | — | 4.91% |
| Telecommunication | — | 4.16% |
| Oil, Gas & Consumable Fuels | — | 3.97% |
| Metals & Mining | — | 3.85% |
| Power | — | 3.60% |
| Construction Materials | — | 3.24% |
| Construction | — | 2.46% |
| Healthcare | 1 | 2.15% |
Active bets vs the average Hybrid fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
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| Max |
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| Positive % |
|---|
| 1Y | 2.11% | 7.04% | 10.35% | 16.68% | 28.34% | 100.0% |
| 3Y | 9.72% | 11.38% | 12.00% | 12.69% | 14.97% | 100.0% |
| 5Y | 9.38% | 10.53% | 12.04% | 12.85% | 13.97% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 11.6% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Hybrid.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
| 5Y |
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| Star |
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