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Union Equity Savings Fund - Regular Plan - Growth Option is a hybrid scheme managed by Union Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 7.80%, with the bottom and top quartiles at 7.30% and 8.28% respectively. It has ranked in the top half of its category for 2 of the last 7 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 1.95% on assets of ₹142Cr. The fund is currently managed by Parijat Agrawal, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 88% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| RELIANCE INDUSTRIES LIMITED | Energy | 3.85% |
| PATANJALI FOODS LIMITED | Consumer Defensive | 3.76% |
| Indian Railway Finance Corporation Ltd. | Financial Services | 3.42% |
| HDFC BANK LIMITED | Financial Services | 3.33% |
| INDUS TOWERS LIMITED | Communication Services | 3.24% |
| NTPC LIMITED | Utilities | 2.95% |
| MAX FINANCIAL SERVICES LIMITED | Financial Services | 2.94% |
| BHARTI AIRTEL LIMITED | Communication Services | 2.02% |
| BANDHAN BANK LIMITED | Financial Services | 1.97% |
| TITAN COMPANY LIMITED | Consumer Cyclical | 1.84% |
| CG POWER AND INDUSTRIAL SOLUTIONS LIMITED | Industrials | 1.63% |
| GRASIM INDUSTRIES LIMITED | Basic Materials | 1.52% |
| ICICI BANK LIMITED | Financial Services | 1.47% |
| AXIS BANK LIMITED | Financial Services | 1.40% |
| STATE BANK OF INDIA | Financial Services | 1.31% |
| TATA STEEL LIMITED | Basic Materials | 1.18% |
| HINDALCO INDUSTRIES LIMITED | Basic Materials | 1.18% |
| DLF LIMITED | Real Estate | 1.02% |
| MAHINDRA AND MAHINDRA LIMITED | Consumer Cyclical | 1.00% |
| UJJIVAN SMALL FINANCE BANK LIMITED | Financial Services | 1.00% |
| INFOSYS LIMITED | Technology | 0.88% |
| TATA CONSUMER PRODUCTS LIMITED | Consumer Defensive | 0.84% |
| LARSEN AND TOUBRO LIMITED | Industrials | 0.82% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED | Industrials | 0.78% |
| VOLTAMP TRANSFORMERS LIMITED | Industrials | 0.75% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 12 | 24.56% |
| Fast Moving Consumer Goods | — | 5.53% |
| Telecommunication | — | 5.26% |
| Oil, Gas & Consumable Fuels | — | 4.20% |
| Capital Goods | — | 4.11% |
| Automobile and Auto Components | — | 3.96% |
| Power | — | 3.44% |
| Consumer Durables | — | 3.04% |
| Metals & Mining | — | 2.72% |
| Information Technology | — | 2.46% |
Active bets vs the average Hybrid fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -1.49% | 3.16% | 6.69% | 12.64% | 20.06% | 97.6% |
| 3Y | 6.25% | 7.30% | 7.80% | 8.28% | 9.78% | 100.0% |
| 5Y | 5.79% | 6.55% | 7.47% | 8.28% | 9.49% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 29.3% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Hybrid.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 3 data points.
| 5Y |
|---|
| Star |
|---|
| HSBC Equity Savings Fund - Regular Growth | HSBC Mutual Fund | ₹905 Cr | — | +12.92% | — | 4★ |
| Edelweiss Equity Savings Fund - Regular Plan - Growth Option | Edelweiss Mutual Fund | ₹1,313 Cr | 2.10% | +10.42% | +8.86% | 5★ |
| Mirae Asset Equity Savings Fund- Regular Plan- Growth | Mirae Asset Mutual Fund | ₹1,918 Cr | 1.37% | +9.74% | +8.67% | 3★ |
| Kotak Equity Savings Fund - Regular - Growth | Kotak Mahindra Mutual Fund | ₹10,032 Cr | 1.71% | +9.73% | +9.31% | 3★ |
| SBI Equity Savings Fund - Regular Plan - Growth | SBI Mutual Fund | ₹5,700 Cr | 2.56% | +9.57% | +8.29% | 3★ |
| Mahindra Manulife Equity Savings Fund - Regular Plan - Growth | Mahindra Manulife Mutual Fund | ₹531 Cr | 2.41% | +8.90% | +7.76% | 3★ |
| Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth | Baroda BNP Paribas Mutual Fund | ₹281 Cr | 2.47% | +8.75% | +7.52% | 2★ |
| UTI Equity Savings Fund - Regular Plan - Growth Option | UTI Mutual Fund | ₹821 Cr | 1.72% | +8.68% | +8.46% | 3★ |
| Axis Equity Savings Fund - Regular Plan - Growth | Axis Mutual Fund | ₹868 Cr | 2.28% | +8.58% | +7.45% | 2★ |
| DSP Equity Savings Fund - Regular Plan - Growth | DSP Mutual Fund | ₹3,541 Cr | 1.94% | +8.49% | +7.62% | 4★ |