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Navi Flexi Cap Fund - Direct Plan - Growth is an equity scheme managed by Navi Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 17.06%, with the bottom and top quartiles at 14.32% and 19.45% respectively. It has ranked in the top half of its category for 1 of the last 2 reported years. The total expense ratio is 0.61% on assets of ₹260Cr. The fund is currently managed by Mr. Ashutosh Shirwaikar, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 78% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
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| Window | Min | P25 | Median |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| ICICI BANK LIMITED | Financial Services | 4.27% |
| AXIS BANK LIMITED | Financial Services | 4.12% |
| HDFC BANK LIMITED | Financial Services | 3.90% |
| USHA MARTIN LIMITED | Basic Materials | 3.05% |
| Varun Beverages Ltd | Consumer Defensive | 2.56% |
| SANSERA ENGINEERING LIMITED | Consumer Cyclical | 2.51% |
| SAMVARDHANA MOTHERSON INTERNATIONAL LIMITED | Consumer Cyclical | 2.38% |
| RELIANCE INDUSTRIES LIMITED | Energy | 2.36% |
| S.J.S. ENTERPRISES LIMITED | Consumer Cyclical | 2.33% |
| BLS INTERNATIONAL SERVICES LIMITED | Consumer Cyclical | 2.32% |
| FIEM INDUSTRIES LIMITED | Consumer Cyclical | 2.22% |
| ASTRAL LIMITED | Industrials | 2.14% |
| BHARTI AIRTEL LIMITED | Communication Services | 2.14% |
| Yash Highvoltage Limited | Industrials | 1.98% |
| CREDITACCESS GRAMEEN LIMITED | Financial Services | 1.95% |
| APOLLO HOSPITALS ENTERPRISE LIMITED | Healthcare | 1.91% |
| LARSEN AND TOUBRO LIMITED | Industrials | 1.85% |
| Shriram Finance Limited | Financial Services | 1.78% |
| ITC LIMITED | Consumer Defensive | 1.61% |
| LUMAX INDUSTRIES LIMITED | Consumer Cyclical | 1.56% |
| UPL LIMITED | Basic Materials | 1.48% |
| ASK AUTOMOTIVE LIMITED | Consumer Cyclical | 1.40% |
| ADITYA BIRLA SUN LIFE AMC LIMITED | Financial Services | 1.33% |
| INTERGLOBE AVIATION LIMITED | Industrials | 1.32% |
| ACTION CONSTRUCTION EQUIPMENT LTD | Industrials | 1.31% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 17 | 29.88% |
| Automobile and Auto Components | — | 14.79% |
| Capital Goods | — | 12.15% |
| Healthcare | 4 | 6.99% |
| Fast Moving Consumer Goods | — | 5.29% |
| Information Technology | — | 5.06% |
| Chemicals | — | 2.80% |
| Oil, Gas & Consumable Fuels | — | 2.76% |
| Consumer Services | — | 2.68% |
| Services | — | 2.63% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
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| Max |
|---|
| Positive % |
|---|
| 1Y | -6.42% | 4.93% | 15.97% | 28.88% | 67.39% | 91.7% |
| 3Y | 9.29% | 14.32% | 17.06% | 19.45% | 26.85% | 100.0% |
| 5Y | 12.06% | 14.47% | 17.59% | 19.65% | 22.56% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 29.8% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
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| Star |
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