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HDFC Housing Opportunities Fund - Growth Option is an equity scheme managed by HDFC Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 23.01%, with the bottom and top quartiles at 18.21% and 26.18% respectively. It has ranked in the top half of its category for 1 of the last 3 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 2.18% on assets of ₹1,208Cr. The fund is currently managed by Mr. Srinivasan Ramamurthy, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 91% of its portfolio classified as of 2026-04-30.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| Larsen and Toubro Ltd. | Industrials | 8.31% |
| NTPC Limited | Utilities | 8.26% |
| HDFC Bank Ltd. | Financial Services | 7.99% |
| State Bank of India | Financial Services | 7.52% |
| ICICI Bank Ltd. | Financial Services | 7.06% |
| Ambuja Cements Ltd. | Basic Materials | 5.88% |
| Tata Steel Ltd. | Basic Materials | 4.90% |
| UltraTech Cement Limited | Basic Materials | 4.32% |
| Axis Bank Ltd. | Financial Services | 4.20% |
| Kalpataru Projects International Ltd | Industrials | 4.14% |
| Prestige Estates Projects Ltd. | Real Estate | 3.81% |
| JSW Dulux Limited | Consumer Cyclical | 2.20% |
| Electronics Mart India Ltd | Consumer Cyclical | 1.88% |
| Asian Paints Limited | Basic Materials | 1.82% |
| Repco Home Finance Ltd. | Financial Services | 1.82% |
| Havells India Ltd. | Industrials | 1.80% |
| Hindalco Industries Ltd. | Basic Materials | 1.72% |
| Birla Corporation Ltd. | Basic Materials | 1.69% |
| Kolte Patil Developers Limited | Real Estate | 1.59% |
| Crompton Greaves Consumer Elec. Ltd. | Consumer Cyclical | 1.49% |
| Whirlpool of India Ltd. | Consumer Cyclical | 1.39% |
| Finolex Cables Ltd. | Industrials | 1.34% |
| Bank of Baroda | Financial Services | 1.31% |
| Kotak Mahindra Bank Limited | Financial Services | 1.27% |
| Symphony Ltd. | Consumer Cyclical | 1.12% |
| Sector | Holdings | Weight |
|---|---|---|
| Banks | 6 | 29.35% |
| Construction | 4 | 13.57% |
| Cement & Cement Products | 3 | 11.89% |
| Consumer Durables | 8 | 11.22% |
| Power | 1 | 8.26% |
| Realty | 4 | 6.82% |
| Ferrous Metals | 1 | 4.90% |
| Finance | 2 | 2.89% |
| Non - Ferrous Metals | 2 | 2.55% |
| Retailing | 1 | 1.88% |
| Gas | 2 | 1.41% |
| Industrial Products | 1 | 1.34% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -10.70% | 1.41% | 16.08% | 41.69% | 77.69% | 78.3% |
| 3Y | 13.22% | 18.21% | 23.01% | 26.18% | 30.88% | 100.0% |
| 5Y | 12.74% | 15.92% | 19.55% | 23.65% | 26.37% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 62.6% means concentration is in line with most actively-managed Indian equity funds. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
|---|
| Star |
|---|
| HDFC Defence Fund - Growth Option | HDFC Mutual Fund | ₹9,124 Cr | 1.79% | +39.71% | — | 5★ |
| Franklin India Opportunities Fund - Growth | Franklin Templeton Mutual Fund | ₹8,535 Cr | 1.77% | +23.09% | +18.56% | 5★ |
| SBI COMMA Fund - DIRECT PLAN - Growth | SBI Mutual Fund | ₹1,081 Cr | 1.62% | +21.73% | +13.20% | 5★ |
| SBI COMMA Fund - REGULAR PLAN - Growth | SBI Mutual Fund | ₹1,081 Cr | 2.21% | +20.98% | +12.53% | 4★ |
| ICICI Prudential Commodities Fund - Growth Option | ICICI Prudential Mutual Fund | ₹3,789 Cr | 1.93% | +19.99% | +17.19% | 4★ |
| Edelweiss Recently Listed IPO Fund Direct Plan Growth | Edelweiss Mutual Fund | ₹984 Cr | 0.99% | +19.31% | +14.16% | 4★ |
| ICICI Prudential India Opportunities Fund - Cumulative Option | ICICI Prudential Mutual Fund | ₹36,083 Cr | 1.58% | +18.64% | +19.02% | 5★ |
| Edelweiss Recently Listed IPO Fund Regular Plan Growth | Edelweiss Mutual Fund | ₹984 Cr | 2.25% | +17.79% | +12.69% | 4★ |
| ICICI Prudential Exports & Services Fund - Growth | ICICI Prudential Mutual Fund | ₹1,366 Cr | 2.16% | +17.12% | +15.62% | 5★ |
| Sundaram Services Fund Direct Plan - Growth | Sundaram Mutual Fund | ₹4,624 Cr | 0.74% | +15.51% | +15.66% | 4★ |