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PGIM India Equity Savings Fund - Direct Plan - Growth is a hybrid scheme managed by PGIM India Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 7.96%, with the bottom and top quartiles at 7.34% and 8.57% respectively. It has ranked in the top half of its category for 0 of the last 2 reported years. The total expense ratio is 0.60% on assets of ₹60Cr. The fund is currently managed by Puneet Pal, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 99% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| TATA STEEL LIMITED | Basic Materials | 8.37% |
| RELIANCE INDUSTRIES LIMITED | Energy | 8.36% |
| HDFC BANK LIMITED | Financial Services | 7.82% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED | Industrials | 5.48% |
| TITAN COMPANY LIMITED | Consumer Cyclical | 5.23% |
| NMDC LIMITED | Basic Materials | 4.85% |
| AMBUJA CEMENTS LIMITED | Basic Materials | 2.86% |
| AXIS BANK LIMITED | Financial Services | 2.27% |
| ICICI BANK LIMITED | Financial Services | 1.63% |
| LARSEN AND TOUBRO LIMITED | Industrials | 0.90% |
| STATE BANK OF INDIA | Financial Services | 0.90% |
| BHARTI AIRTEL LIMITED | Communication Services | 0.89% |
| INFOSYS LIMITED | Technology | 0.66% |
| MAHINDRA AND MAHINDRA LIMITED | Consumer Cyclical | 0.49% |
| TATA CONSULTANCY SERVICES LIMITED | Technology | 0.44% |
| MAX HEALTHCARE INSTITUTE LIMITED | Healthcare | 0.40% |
| TVS MOTOR COMPANY LIMITED | Consumer Cyclical | 0.37% |
| MARUTI SUZUKI INDIA LIMITED | Consumer Cyclical | 0.36% |
| NTPC LIMITED | Utilities | 0.35% |
| Varun Beverages Ltd | Consumer Defensive | 0.35% |
| SUN PHARMACEUTICAL INDUSTRIES LTD. | Healthcare | 0.34% |
| JB Chemicals & Pharmaceuticals Limited | Healthcare | 0.33% |
| UNITED SPIRITS LIMITED | Consumer Defensive | 0.32% |
| BHARAT ELECTRONICS LIMITED | Industrials | 0.29% |
| ULTRATECH CEMENT LIMITED | Basic Materials | 0.28% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 8 | 22.09% |
| Metals & Mining | — | 13.52% |
| Oil, Gas & Consumable Fuels | — | 8.36% |
| Consumer Durables | — | 5.82% |
| Services | — | 5.58% |
| Construction Materials | — | 3.14% |
| Automobile and Auto Components | — | 1.65% |
| Healthcare | 5 | 1.52% |
| Fast Moving Consumer Goods | — | 1.42% |
| Information Technology | — | 1.41% |
Active bets vs the average Hybrid fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | 2.07% | 5.89% | 7.57% | 10.14% | 24.80% | 100.0% |
| 3Y | 6.59% | 7.34% | 7.96% | 8.57% | 12.17% | 100.0% |
| 5Y | 6.60% | 7.67% | 8.84% | 9.75% | 10.76% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 47.8% means concentration is in line with most actively-managed Indian equity funds. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Hybrid.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.