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Tata ELSS Fund-Growth-Direct Plan is an equity scheme managed by Tata Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 18.56%, with the bottom and top quartiles at 16.58% and 21.11% respectively. It has ranked in the top half of its category for 2 of the last 2 reported years. The total expense ratio is 0.91% on assets of ₹4,519Cr. The fund is currently managed by Sailesh Jain, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 90% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| BHARTI AIRTEL LIMITED | Communication Services | 5.96% |
| ICICI BANK LIMITED | Financial Services | 5.73% |
| HDFC BANK LIMITED | Financial Services | 5.72% |
| STATE BANK OF INDIA | Financial Services | 4.82% |
| RELIANCE INDUSTRIES LIMITED | Energy | 4.27% |
| LARSEN AND TOUBRO LIMITED | Industrials | 3.13% |
| NTPC LIMITED | Utilities | 3.05% |
| CUMMINS INDIA LIMITED | Industrials | 2.68% |
| SAMVARDHANA MOTHERSON INTERNATIONAL LIMITED | Consumer Cyclical | 2.64% |
| PB FINTECH LIMITED | Financial Services | 2.45% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED | Financial Services | 2.21% |
| PRICOL LIMITED | Consumer Cyclical | 2.13% |
| INFOSYS LIMITED | Technology | 2.13% |
| CITY UNION BANK LIMITED | Financial Services | 1.97% |
| SUN PHARMACEUTICAL INDUSTRIES LTD. | Healthcare | 1.90% |
| ULTRATECH CEMENT LIMITED | Basic Materials | 1.79% |
| HINDALCO INDUSTRIES LIMITED | Basic Materials | 1.71% |
| THE FEDERAL BANK LIMITED | Financial Services | 1.66% |
| GRAPHITE INDIA LIMITED | Industrials | 1.56% |
| KEI INDUSTRIES LIMITED | Industrials | 1.56% |
| GRAVITA INDIA LIMITED | Basic Materials | 1.41% |
| COAL INDIA LTD | Energy | 1.29% |
| BHARAT ELECTRONICS LIMITED | Industrials | 1.27% |
| POWER FINANCE CORPORATION LTD. | Financial Services | 1.27% |
| RADICO KHAITAN LIMITED | Consumer Defensive | 1.25% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 12 | 34.36% |
| Capital Goods | — | 11.29% |
| Automobile and Auto Components | — | 7.83% |
| Healthcare | 4 | 6.06% |
| Telecommunication | — | 5.96% |
| Oil, Gas & Consumable Fuels | — | 5.56% |
| Metals & Mining | — | 4.06% |
| Information Technology | — | 3.26% |
| Construction | — | 3.14% |
| Power | — | 3.05% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -6.32% | 6.46% | 15.19% | 31.97% | 66.26% | 96.1% |
| 3Y | 11.50% | 16.58% | 18.56% | 21.11% | 26.99% | 100.0% |
| 5Y | 12.97% | 15.39% | 19.16% | 21.35% | 24.84% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 40.5% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.