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Kotak Equity Savings Fund - Direct - Growth is a hybrid scheme managed by Kotak Mahindra Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 12.62%, with the bottom and top quartiles at 12.07% and 13.17% respectively. It has ranked in the top half of its category for 2 of the last 2 reported years. The total expense ratio is 0.68% on assets of ₹10,032Cr. The fund is currently managed by Mr. Hiten Shah, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 78% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| HERO MOTOCORP LIMITED | Consumer Cyclical | 2.26% |
| RADICO KHAITAN LIMITED | Consumer Defensive | 2.05% |
| INDUSIND BANK LIMITED | Financial Services | 1.51% |
| NLC INDIA LIMITED | Utilities | 1.38% |
| POONAWALLA FINCORP LIMITED | Financial Services | 1.36% |
| HINDUSTAN UNILEVER LIMITED | Consumer Defensive | 1.35% |
| PNB HOUSING FINANCE LTD | Financial Services | 1.10% |
| Mahindra & Mahindra Financial Services Ltd. | Financial Services | 0.75% |
| OIL INDIA LTD. | Energy | 0.73% |
| ORACLE FINANCIAL SERVICES SOFTWARE LIMITED | Technology | 0.68% |
| Sapphire Foods India Limited | Consumer Cyclical | 0.60% |
| Swiggy Pvt Ltd | Consumer Cyclical | 0.55% |
| UNION BANK OF INDIA | Financial Services | 0.51% |
| VIKRAM SOLAR LIMITED | Technology | 0.38% |
| TATA CONSULTANCY SERVICES LIMITED | Technology | 0.31% |
| SUN TV NETWORK LIMITED | Communication Services | 0.30% |
| Jyoti CNC Automation Ltd | Industrials | 0.22% |
| INFOSYS LIMITED | Technology | 0.21% |
| NTPC GREEN ENERGY LIMITED | Utilities | 0.20% |
| HDFC Bank Ltd.£ | Financial Services | 0.07% |
| L&T Finance Ltd. | Financial Services | 0.03% |
| POWER GRID CORPORATION OF INDIA LIMITED | Utilities | 0.03% |
| SHREE CEMENT LIMITED | Basic Materials | 0.02% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED | Financial Services | 0.01% |
| Sundaram Finance Ltd. | Financial Services | 0.01% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 11 | 19.88% |
| Telecommunication | — | 10.46% |
| Automobile and Auto Components | — | 5.91% |
| Fast Moving Consumer Goods | — | 5.90% |
| Power | — | 4.58% |
| Capital Goods | — | 3.96% |
| Information Technology | — | 2.91% |
| Services | — | 2.52% |
| Oil, Gas & Consumable Fuels | — | 2.37% |
| Consumer Services | — | 2.11% |
Active bets vs the average Hybrid fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | 3.69% | 7.57% | 11.10% | 16.88% | 22.87% | 100.0% |
| 3Y | 10.71% | 12.07% | 12.62% | 13.17% | 14.25% | 100.0% |
| 5Y | 10.17% | 11.16% | 12.14% | 12.74% | 13.62% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 13.2% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Hybrid.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.