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UTI Banking & PSU Fund- Regular Plan - Growth Option is a debt scheme managed by UTI Mutual Fund. Three-year compounded annual return is 6.72%, placing it in the 47th percentile of Debt peers. It has ranked in the top half of its category for 7 of the last 11 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.46% on assets of ₹1,206Cr. The fund is currently managed by Mr. Anurag Mittal, appointed within the last year.
Lower is better.
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
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| NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | Others | 4.15% |
| CP POONAWALLA FINCORP LTD. | Others | 3.92% |
| NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | Others | 3.32% |
| NCD HDFC BANK LTD. | Others | 2.91% |
| NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED | Others | 2.50% |
| NCD ADITYA BIRLA HOUSING FINANCE LTD | Others | 2.08% |
| NCD NATIONAL HOUSING BANK | Others | 2.08% |
| NCD POWER FINANCE CORPORATION LTD. | Others | 2.08% |
| NCD REC LTD | Others | 2.08% |
| NCD KOTAK MAHINDRA PRIME LTD. | Others | 2.08% |
| NCD EXPORT IMPORT BANK OF INDIA | Others | 2.07% |
| NCD LIC HOUSING FINANCE LTD. | Others | 2.06% |
| NCD TOYOTA FINANCIAL SERVICES INDIA LTD | Others | 1.67% |
| NCD BAJAJ HOUSING FINANCE LTD | Others | 1.65% |
| NCD ICICI BANK LTD | Others | 1.24% |
| CP ICICI SECURITIES LTD. | Others | 1.17% |
| NCD NHPC LTD. | Others | 0.83% |
| Corporate Debt Market Development Fund Class A2 | Others | 0.24% |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | Others | 0.03% |
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 29.7% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
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