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UTI - MNC Fund - Growth Option - Direct is an equity scheme managed by UTI Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 14.97%, with the bottom and top quartiles at 13.51% and 16.51% respectively. It has ranked in the top half of its category for 0 of the last 2 reported years. The total expense ratio is 2.22% on assets of ₹2,662Cr. The fund is currently managed by Mr. Karthikraj Lakshmanan, appointed within the last year.
Lower is better.
This scheme classifies as Large-Blend on the 3x3 equity style box, with 77% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| MARUTI SUZUKI INDIA LIMITED | Consumer Cyclical | 8.70% |
| HINDUSTAN UNILEVER LIMITED | Consumer Defensive | 5.58% |
| PROCTER & GAMBLE HEALTH LIMITED | Healthcare | 4.50% |
| UNITED SPIRITS LIMITED | Consumer Defensive | 4.41% |
| BRITANNIA INDUSTRIES LIMITED | Consumer Defensive | 3.63% |
| CRISIL LIMITED | Financial Services | 2.93% |
| GLAND PHARMA LIMITED | Healthcare | 2.79% |
| PROCTER & GAMBLE HYGIENE AND HEALTH CARE LIMITED | Consumer Defensive | 2.60% |
| INFOSYS LIMITED | Technology | 2.40% |
| Hyundai Motor India Ltd | Consumer Cyclical | 2.38% |
| ORACLE FINANCIAL SERVICES SOFTWARE LIMITED | Technology | 2.07% |
| TATA CONSULTANCY SERVICES LIMITED | Technology | 2.05% |
| ABBOTT INDIA LIMITED | Healthcare | 1.94% |
| SIEMENS LIMITED | Industrials | 1.79% |
| AFFLE (INDIA) LIMITED | Technology | 1.78% |
| NIPPON LIFE INDIA ASSET MANAGEMENT LIMITED | Financial Services | 1.75% |
| SCHAEFFLER INDIA LIMITED | Consumer Cyclical | 1.70% |
| BOSCH LIMITED | Consumer Cyclical | 1.63% |
| CUMMINS INDIA LIMITED | Industrials | 1.59% |
| ADVANCED ENZYME TECHNOLOGIES LTD | Basic Materials | 1.36% |
| 3M INDIA LIMITED | Industrials | 1.32% |
| WHIRLPOOL OF INDIA LIMITED | Consumer Cyclical | 1.32% |
| AUROBINDO PHARMA LIMITED | Healthcare | 1.30% |
| SAMVARDHANA MOTHERSON INTERNATIONAL LIMITED | Consumer Cyclical | 1.29% |
| GULF OIL LUBRICANTS INDIA LIMITED | Basic Materials | 1.18% |
| Sector | Holdings | Weight |
|---|---|---|
| Fast Moving Consumer Goods | — | 22.89% |
| Automobile and Auto Components | — | 18.86% |
| Healthcare | 7 | 14.34% |
| Information Technology | — | 10.70% |
| Capital Goods | — | 8.84% |
| Consumer Durables | — | 5.04% |
| Financial Services | 2 | 4.68% |
| Consumer Services | — | 1.39% |
| Diversified | — | 1.32% |
| Oil, Gas & Consumable Fuels | — | 1.18% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -7.16% | 2.84% | 11.77% | 28.58% | 46.67% | 86.8% |
| 3Y | 9.16% | 13.51% | 14.97% | 16.51% | 18.62% | 100.0% |
| 5Y | 9.05% | 11.87% | 14.74% | 15.90% | 17.27% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 39.9% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.