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UTI - Flexi Cap Fund-Growth Option - Direct is an equity scheme managed by UTI Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 10.45%, with the bottom and top quartiles at 8.83% and 13.33% respectively. It has ranked in the top half of its category for 0 of the last 2 reported years. The total expense ratio is 1.01% on assets of ₹22,168Cr. The fund is currently managed by Mr. Ajay Tyagi, appointed within the last year.
Lower is better.
This scheme classifies as Large-Growth on the 3x3 equity style box, with 86% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| ICICI BANK LIMITED | Financial Services | 6.23% |
| HDFC BANK LIMITED | Financial Services | 5.39% |
| TITAN COMPANY LIMITED | Consumer Cyclical | 4.05% |
| AVENUE SUPERMARTS LIMITED | Consumer Defensive | 3.97% |
| BHARTI AIRTEL LIMITED | Communication Services | 3.20% |
| DIXON TECHNOLOGIES (INDIA) LIMITED | Technology | 3.08% |
| Persistent Systems Ltd | Technology | 2.97% |
| TRENT LIMITED | Consumer Cyclical | 2.42% |
| EICHER MOTORS LIMITED | Consumer Cyclical | 2.22% |
| MAHINDRA AND MAHINDRA LIMITED | Consumer Cyclical | 2.20% |
| MARUTI SUZUKI INDIA LIMITED | Consumer Cyclical | 2.19% |
| POLYCAB INDIA LIMITED | Industrials | 1.89% |
| ASTRAL LIMITED | Industrials | 1.85% |
| GLOBAL HEALTH LIMITED | Healthcare | 1.72% |
| AJANTA PHARMA LIMITED | Healthcare | 1.70% |
| TORRENT PHARMACEUTICALS LIMITED | Healthcare | 1.31% |
| MARICO LIMITED | Consumer Defensive | 1.09% |
| ASIAN PAINTS LIMITED | Basic Materials | 1.09% |
| PIDILITE INDUSTRIES LIMITED | Basic Materials | 1.07% |
| HAVELLS INDIA LIMITED | Industrials | 1.05% |
| AU SMALL FINANCE BANK LIMITED | Financial Services | 1.04% |
| PI INDUSTRIES LIMITED | Basic Materials | 1.02% |
| CG POWER AND INDUSTRIAL SOLUTIONS LIMITED | Industrials | 1.00% |
| BERGER PAINTS INDIA LIMITED | Basic Materials | 0.98% |
| GRINDWELL NORTON LIMITED | Industrials | 0.98% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 4 | 23.40% |
| Consumer Services | — | 16.85% |
| Healthcare | 8 | 11.45% |
| Consumer Durables | — | 11.15% |
| Information Technology | — | 9.65% |
| Automobile and Auto Components | — | 7.98% |
| Capital Goods | — | 5.72% |
| Telecommunication | — | 3.20% |
| Chemicals | — | 3.07% |
| Fast Moving Consumer Goods | — | 2.26% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -16.89% | 0.01% | 10.30% | 21.81% | 83.12% | 75.1% |
| 3Y | 4.17% | 8.83% | 10.45% | 13.33% | 24.17% | 100.0% |
| 5Y | 5.43% | 7.96% | 12.86% | 17.07% | 20.72% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 35.7% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.