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Sundaram Financial Services Opportunities Fund Direct Plan - Growth is an equity scheme managed by Sundaram Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 20.75%, with the bottom and top quartiles at 18.90% and 23.64% respectively. It has ranked in the top half of its category for 1 of the last 2 reported years. The total expense ratio is 0.79% on assets of ₹1,613Cr. The fund is currently managed by Shalav Saket, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 90% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
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| Window | Min | P25 | Median |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| HDFC BANK LIMITED | Financial Services | 14.90% |
| ICICI BANK LIMITED | Financial Services | 11.09% |
| AXIS BANK LIMITED | Financial Services | 9.58% |
| STATE BANK OF INDIA | Financial Services | 6.65% |
| BAJAJ FINSERV LIMITED | Financial Services | 4.60% |
| DCB BANK LIMITED | Financial Services | 4.38% |
| PNB HOUSING FINANCE LTD | Financial Services | 4.09% |
| Shriram Finance Limited | Financial Services | 3.91% |
| BANK OF BARODA | Financial Services | 3.61% |
| CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED | Financial Services | 3.23% |
| AAVAS FINANCIERS LIMITED | Financial Services | 3.18% |
| CSB BANK LIMITED | Financial Services | 3.03% |
| UJJIVAN SMALL FINANCE BANK LIMITED | Financial Services | 2.84% |
| EQUITAS SMALL FINANCE BANK LIMITED | Financial Services | 2.69% |
| REC LIMITED | Financial Services | 2.49% |
| BANDHAN BANK LIMITED | Financial Services | 2.46% |
| PB FINTECH LIMITED | Financial Services | 1.46% |
| POWER FINANCE CORPORATION LTD. | Financial Services | 1.37% |
| MOTILAL OSWAL FINANCIAL SERVICES LIMITED | Financial Services | 0.99% |
| HDB FINANCIAL SERVICES LIMITED | Financial Services | 0.61% |
| UTI ASSET MANAGEMENT COMPANY LTD | Financial Services | 0.55% |
| MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD | Financial Services | 0.52% |
| PRUDENT CORPORATE ADVISORY SERVICES LIMITED | Financial Services | 0.36% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 23 | 95.81% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
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| Max |
|---|
| Positive % |
|---|
| 1Y | -7.23% | 8.02% | 18.03% | 32.62% | 82.31% | 94.7% |
| 3Y | 15.04% | 18.90% | 20.75% | 23.64% | 33.40% | 100.0% |
| 5Y | 13.31% | 16.77% | 19.92% | 24.29% | 27.89% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 66.0% means the manager bets the fund's outcome on a small basket. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
| 5Y |
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| Star |
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