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BANK OF INDIA Large & Mid Cap Fund Direct Plan-Growth is an equity scheme managed by Bank of India Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 19.86%, with the bottom and top quartiles at 17.36% and 22.19% respectively. It has ranked in the top half of its category for 0 of the last 2 reported years. The total expense ratio is 1.20% on assets of ₹468Cr. The fund is currently managed by Mr. Nitin Gosar, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 93% of its portfolio classified as of 2026-05-29.
| Holding | Sector |
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| Window | Min | P25 | Median |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| RELIANCE INDUSTRIES LIMITED | Energy | 6.66% |
| HDFC BANK LIMITED | Financial Services | 5.84% |
| LARSEN AND TOUBRO LIMITED | Industrials | 4.39% |
| LLOYDS METALS AND ENERGY LIMITED | Basic Materials | 4.08% |
| FSN E-COMMERCE VENTURES LIMITED | Consumer Cyclical | 3.64% |
| AUROBINDO PHARMA LIMITED | Healthcare | 3.35% |
| PB FINTECH LIMITED | Financial Services | 3.18% |
| TATA CONSULTANCY SERVICES LIMITED | Technology | 2.71% |
| STATE BANK OF INDIA | Financial Services | 2.65% |
| PETRONET LNG LIMITED | Energy | 2.51% |
| BANK OF MAHARASHTRA | Financial Services | 2.21% |
| ERIS LIFESCIENCES LIMITED | Healthcare | 2.05% |
| BHARTI AIRTEL LIMITED | Communication Services | 2.03% |
| NTPC LIMITED | Utilities | 1.88% |
| ITC LIMITED | Consumer Defensive | 1.79% |
| Aditya Vision Ltd | Consumer Cyclical | 1.70% |
| ABBOTT INDIA LIMITED | Healthcare | 1.64% |
| JINDAL STAINLESS LIMITED | Basic Materials | 1.61% |
| OBEROI REALTY LIMITED | Real Estate | 1.59% |
| DIXON TECHNOLOGIES (INDIA) LIMITED | Technology | 1.58% |
| TATA STEEL LIMITED | Basic Materials | 1.50% |
| Shriram Finance Limited | Financial Services | 1.45% |
| ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED | Industrials | 1.38% |
| SBI CARDS AND PAYMENT SERVICES LIMITED | Financial Services | 1.27% |
| BAYER CROPSCIENCE LIMITED | Basic Materials | 1.23% |
| Sector | Holdings | Weight |
|---|---|---|
| Financial Services | 10 | 26.22% |
| Healthcare | 4 | 11.59% |
| Oil, Gas & Consumable Fuels | — | 10.15% |
| Metals & Mining | — | 9.91% |
| Consumer Services | — | 5.34% |
| Consumer Durables | — | 4.55% |
| Construction | — | 4.39% |
| Fast Moving Consumer Goods | — | 3.77% |
| Information Technology | — | 3.47% |
| Telecommunication | — | 2.83% |
Active bets vs the average Equity fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
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| Max |
|---|
| Positive % |
|---|
| 1Y | -8.33% | 4.13% | 15.69% | 38.82% | 69.16% | 87.9% |
| 3Y | 12.16% | 17.36% | 19.86% | 22.19% | 27.05% | 100.0% |
| 5Y | 13.86% | 16.54% | 19.26% | 21.54% | 25.38% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 39.0% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Equity.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
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| Star |
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