Loading mutual fund details…
Nippon India Gilt Fund - Direct Plan Growth Plan - Growth Option is a debt scheme managed by Nippon India Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 6.45%, with the bottom and top quartiles at 5.52% and 7.24% respectively. It has ranked in the top half of its category for 0 of the last 2 reported years. The total expense ratio is 0.55% on assets of ₹1,674Cr. The fund is currently managed by Pranay Sinha, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
|---|
| Window | Min | P25 | Median |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| 7.1% State Government Securities | Others | 1.46% |
| 7.75% State Government Securities | Others | 0.60% |
| Uttar Pradesh State Govt - 2031 - Uttar Pradesh | Others | 0.58% |
| 7.85% State Government Securities | Others | 0.30% |
| 7.08% State Government Securities | Others | 0.29% |
| 7.12% State Government of Maharashtra 2036 | Others | 0.29% |
| 7.71% State Government Securities | Others | 0.28% |
| 6.96% State Government Securities | Others | 0.13% |
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | -1.60% | 3.26% | 5.26% | 8.49% | 12.68% | 97.4% |
| 3Y | 3.95% | 5.52% | 6.45% | 7.24% | 9.26% | 100.0% |
| 5Y | 5.31% | 5.52% | 5.72% | 5.96% | 6.61% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 3.9% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
What an investor SIPping into this fund actually got during named market shocks.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.