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HDFC Short Term Debt Fund - Growth Option is a debt scheme managed by HDFC Mutual Fund. Three-year compounded annual return is 6.99%, placing it in the 70th percentile of Debt peers. It has ranked in the top half of its category for 11 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.70% on assets of ₹15,463Cr. The fund is currently managed by Mr. Anil Bamboli, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| ADITYA BIRLA RENEWABLES LIMITED | CRISIL - AA | 2.82% |
| Jubilant Beverages Limited | CRISIL - AA | 2.70% |
| JTPM Metal Traders Limited | CRISIL - AA | 2.44% |
| Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited) | CRISIL - AAA(SO) | 2.24% |
| 7.18% GOI MAT 140833 | Sovereign | 1.99% |
| Tata Communications Limited | Communication Services | 1.58% |
| Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited) | CRISIL - AAA(SO) | 1.44% |
| TVS Credit Services Ltd | ICRA - AA+ | 1.33% |
| Kotak Mahindra Investments Ltd. | CRISIL - AAA | 1.30% |
| ASCENDAS IT PARK PUNE PRIVATE LIMITED | CRISIL - AAA | 1.27% |
| 7.27% Gujarat SDL ISD 171225 MAT 171234 | Sovereign | 1.26% |
| Floating Rate GOI 2028 | Sovereign | 1.18% |
| 6.52% GOI MAT 071231 | Sovereign | 1.00% |
| Motilal Oswal Financial Services Ltd. | Financial Services | 0.97% |
| Sundaram Home Finance Limited | ICRA - AAA | 0.94% |
| Bharti Telecom Limited | CRISIL - AAA | 0.81% |
| 7.12% Uttar Pradesh SDL ISD 191125 Mat 191133 | Sovereign | 0.78% |
| Toyota Financial Services India Ltd. | ICRA - AAA | 0.66% |
| Cholamandalam Investment & Finance Co. Ltd. | ICRA - AA+ | 0.65% |
| Sundaram Finance Ltd. | Financial Services | 0.65% |
| Punjab National Bank | Financial Services | 0.63% |
| 7.18% Uttar Pradesh SDL ISD 191125 Mat 191135 | Sovereign | 0.62% |
| India Universal Trust AL1 (Originator - HDFC Bank Limited) | IND - AAA(SO) | 0.60% |
| TATA Capital Housing Finance Ltd. | CRISIL - AAA | 0.58% |
| 7.34% Goa SDL ISD 171225 MAT 171235 | Sovereign | 0.57% |
| Sector | Holdings | Weight |
|---|---|---|
| CRISIL - AAA | 25 | 12.30% |
| Sovereign | 28 | 12.04% |
| CRISIL - AA | 5 | 9.18% |
| CRISIL - AAA(SO) | 4 | 3.89% |
| ICRA - AA+ | 2 | 1.98% |
| ICRA - AAA | 2 | 1.60% |
| IND - AAA(SO) | 1 | 0.60% |
| CRISIL - AA+ | 1 | 0.32% |
| BRICKWORKS - AA+(CE) | 1 | 0.28% |
| CARE - AAA | 1 | 0.13% |
| CARE - AA+ | 1 | 0.13% |
| IND - AAA | 1 | 0.10% |
Active bets vs the average Debt fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 19.1% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
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