BANDHAN Money Market Fund - Regular Plan - Growth is a debt scheme managed by Bandhan Mutual Fund. Three-year compounded annual return is 6.78%, placing it in the 51st percentile of Debt peers. It has ranked in the top half of its category for 1 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.35% on assets of ₹15,908Cr. The fund is currently managed by Gautam Kaul, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Union Bank of India | Financial Services | 3.55% |
| Sundaram Finance Limited | Financial Services | 1.79% |
| Kotak Mahindra Bank Limited | Financial Services | 1.20% |
| ICICI Bank Limited | Financial Services | 1.18% |
| Mahindra & Mahindra Financial Services Limited | Financial Services | 0.89% |
| LIC Housing Finance Limited | Financial Services | 0.74% |
| Indian Bank | Financial Services | 0.60% |
| The Federal Bank Limited | Financial Services | 0.60% |
| Canara Bank | Financial Services | 0.60% |
| Punjab National Bank | Financial Services | 0.45% |
| Aditya Birla Capital Limited | Financial Services | 0.45% |
| Bajaj Finance Limited | Financial Services | 0.45% |
| Muthoot Finance Limited | Financial Services | 0.44% |
| L&T Finance Limited | Financial Services | 0.44% |
| Cholamandalam Investment and Finance Company Ltd | Financial Services | 0.30% |
| HDFC Bank Limited | Financial Services | 0.15% |
| Bank of Baroda | Financial Services | 0.15% |
| Axis Bank Limited | Financial Services | 0.09% |
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 11.6% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
| 5Y |
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| Star |
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| UTI MMF - Regular Plan - Growth Option | UTI Mutual Fund | ₹19,328 Cr | 0.25% | +7.16% | +6.36% | 4★ |
| Axis Money Market Fund - Regular Plan - Growth Option | Axis Mutual Fund | ₹20,126 Cr | 0.34% | +7.14% | +6.32% | 4★ |
| Tata Money Market Fund-Regular Plan - Growth Option | Tata Mutual Fund | ₹37,476 Cr | 0.43% | +7.13% | +6.32% | 4★ |
| Aditya Birla Sun Life Money Manager Fund - Retail Growth | Aditya Birla Sun Life Mutual Fund | ₹30,074 Cr | 0.37% | +7.12% | +6.34% | 3★ |
| Sundaram Money Market Fund Regular Plan - Growth | Sundaram Mutual Fund | ₹1,956 Cr | 0.38% | +6.96% | +6.11% | 3★ |
| HSBC Money Market Fund - Regular Growth | HSBC Mutual Fund | ₹6,639 Cr | 0.34% | +6.89% | — | 3★ |
| Baroda BNP Paribas Money Market Fund-Regular Plan - Growth | Baroda BNP Paribas Mutual Fund | ₹3,813 Cr | 0.37% | +6.87% | +5.92% | 3★ |
| DSP Savings Fund - Regular Plan - Growth | DSP Mutual Fund | ₹9,810 Cr | 0.40% | +6.82% | +5.93% | 2★ |
| TRUSTMF MONEY MARKET FUND-REGULAR PLAN-GROWTH | Trust Mutual Fund | ₹132 Cr | 0.47% | +6.77% | — | 2★ |
| PGIM India Money Market Fund - Regular Plan - Growth Option | PGIM India Mutual Fund | ₹134 Cr | 0.60% | +6.75% | +5.90% | 2★ |