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HDFC Floating Rate Debt Fund - Growth Option is a debt scheme managed by HDFC Mutual Fund. Three-year compounded annual return is 7.41%, placing it in the 92nd percentile of Debt peers. It has ranked in the top half of its category for 9 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.54% on assets of ₹16,432Cr. The fund is currently managed by Mr. Anil Bamboli, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Floating Rate GOI 2034 | Sovereign | 11.07% |
| Floating Rate GOI 2033 | Sovereign | 7.22% |
| 6.52% GOI MAT 071231 | Sovereign | 6.63% |
| Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited) | CRISIL - AAA(SO) | 4.18% |
| Jubilant Beverages Limited | CRISIL - AA | 2.87% |
| Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited) | CRISIL - AAA(SO) | 2.41% |
| Aadhar Housing Finance Limited | Financial Services | 1.83% |
| ASCENDAS IT PARK PUNE PRIVATE LIMITED | CRISIL - AAA | 1.58% |
| JM Financial Credit Solutions Ltd. | ICRA - AA | 1.05% |
| TVS Credit Services Ltd | ICRA - AA+ | 0.94% |
| Export - Import Bank of India | CRISIL - AAA | 0.91% |
| HDB Financial Services Ltd. | Financial Services | 0.91% |
| Citicorp Finance (India) Ltd. | ICRA - AAA | 0.76% |
| JTPM Metal Traders Limited | CRISIL - AA | 0.73% |
| Tata Power Renewable Energy Limited | CARE - AA+ | 0.61% |
| SBFC Finance Limited | Financial Services | 0.61% |
| India Universal Trust AL2 (Originator - HDFC Bank Limited) | CRISIL - AAA(SO) | 0.61% |
| Jamnagar Utilities & Power Pvt. Limited | CRISIL - AAA | 0.61% |
| Aavas Financiers Ltd. | Financial Services | 0.60% |
| National Bank for Agri & Rural Dev. | CRISIL - AAA | 0.60% |
| Housing and Urban Development Corporation Ltd. | Financial Services | 0.60% |
| Yes Bank Ltd. | Financial Services | 0.57% |
| Dhruva XXIV (Originator - Five-Star Business Finance Limited) | ICRA - AAA(SO) | 0.49% |
| Bajaj Finance Ltd. | Financial Services | 0.46% |
| Pipeline Infrastructure Pvt. Ltd. | CRISIL - AAA | 0.46% |
| Sector | Holdings | Weight |
|---|---|---|
| Sovereign | 15 | 26.84% |
| CRISIL - AAA | 25 | 9.16% |
| CRISIL - AAA(SO) | 4 | 7.48% |
| CRISIL - AA | 5 | 3.94% |
| ICRA - AA | 2 | 2.88% |
| ICRA - AA+ | 2 | 1.19% |
| ICRA - AAA | 2 | 1.09% |
| CARE - AAA | 2 | 0.75% |
| IND - AA- | 1 | 0.61% |
| CARE - AA+ | 1 | 0.61% |
| CARE - AA | 1 | 0.60% |
| CRISIL - A1+ | 1 | 0.57% |
| ICRA - AAA(SO) | 1 | 0.49% |
| IND - AA | 1 | 0.46% |
| CRISIL - AA+ | 2 | 0.45% |
| IND - AAA(SO) | 1 | 0.03% |
Active bets vs the average Debt fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 39.8% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
|---|
| Star |
|---|
| Axis Floater Fund - Direct Plan - Growth | Axis Mutual Fund | ₹148 Cr | 0.20% | +7.78% | — | 4★ |
| DSP Floater Fund - Direct Plan - Growth | DSP Mutual Fund | ₹326 Cr | 0.26% | +7.68% | +6.51% | 5★ |
| SBI Floating Rate Debt Fund - Direct Plan - Growth | SBI Mutual Fund | ₹697 Cr | 0.41% | +7.53% | +6.56% | 5★ |
| BANDHAN FLOATER FUND - DIRECT PLAN GROWTH | Bandhan Mutual Fund | ₹222 Cr | 0.09% | +7.52% | +6.48% | 5★ |
| Axis Floater Fund - Regular Plan - Growth | Axis Mutual Fund | ₹148 Cr | 0.50% | +7.43% | — | 1★ |
| Franklin India Floating Rate Fund - Growth Plan | Franklin Templeton Mutual Fund | ₹290 Cr | 0.97% | +7.43% | +6.27% | 3★ |
| DSP Floater Fund - Regular Plan - Growth | DSP Mutual Fund | ₹326 Cr | 0.53% | +7.38% | +6.21% | 2★ |
| ICICI Prudential Floating Interest Fund - Growth | ICICI Prudential Mutual Fund | ₹7,492 Cr | 0.85% | +7.35% | +6.38% | 3★ |
| SBI Floating Rate Debt Fund - Regular Plan - Growth | SBI Mutual Fund | ₹697 Cr | 0.56% | +7.34% | +6.36% | 3★ |
| KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION | Kotak Mahindra Mutual Fund | ₹3,329 Cr | 0.63% | +7.25% | +6.17% | 3★ |