Nippon India Money Market Fund-Growth Plan-Growth Option is a debt scheme managed by Nippon India Mutual Fund. Three-year compounded annual return is 7.12%, placing it in the 79th percentile of Debt peers. It has ranked in the top half of its category for 9 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.39% on assets of ₹21,421Cr. The fund is currently managed by Vikash Agarwal, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| UCO Bank | Financial Services | 2.20% |
| Motilal Oswal Financial Services Limited | Financial Services | 1.54% |
| IndusInd Bank Limited | Financial Services | 1.32% |
| Karur Vysya Bank Limited | Financial Services | 1.14% |
| IDFC First Bank Limited | Financial Services | 1.11% |
| ICICI Bank Limited | Financial Services | 1.10% |
| Bahadur Chand Investments Pvt Limited | CARE A1+ | 1.10% |
| Punjab & Sind Bank | Financial Services | 1.10% |
| Bharti Telecom Limited | CRISIL A1+ | 1.10% |
| IGH Holdings Private Limited | CRISIL A1+ | 1.09% |
| Embassy Office Parks REIT | CRISIL A1+ | 1.09% |
| 182 Days Tbill | Others | 0.91% |
| Indian Bank | Financial Services | 0.89% |
| Kisetsu Saison Fin Ind Pvt Ltd | CARE A1+ | 0.88% |
| ICICI Securities Limited | CRISIL A1+ | 0.88% |
| Bajaj Housing Finance Limited | Financial Services | 0.88% |
| Indian Overseas Bank | Financial Services | 0.88% |
| Tata Capital Housing Finance Limited | CRISIL A1+ | 0.88% |
| Credila Financial Services Limited | ICRA A1+ | 0.87% |
| Torrent Pharmaceuticals Limited | Healthcare | 0.78% |
| Export Import Bank of India | CRISIL A1+ | 0.66% |
| 7.59% State Government Securities | SOVEREIGN | 0.54% |
| 7.2% State Government Securities | SOVEREIGN | 0.52% |
| 7.19% State Government Securities | SOVEREIGN | 0.47% |
| Kotak Securities Limited | ICRA A1+ | 0.45% |
| Sector | Holdings | Weight |
|---|---|---|
| CRISIL A1+ | 29 | 18.40% |
| ICRA A1+ | 8 | 6.61% |
| CARE A1+ | 6 | 3.42% |
| SOVEREIGN | 13 | 2.52% |
Active bets vs the average Debt fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 12.8% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
|---|
| Star |
|---|
| Axis Money Market Fund - Direct Plan - Growth Option | Axis Mutual Fund | ₹20,126 Cr | 0.17% | +7.31% | +6.49% | 5★ |
| UTI MMF - Direct Plan - Growth Option | UTI Mutual Fund | ₹19,328 Cr | 0.15% | +7.25% | +6.45% | 5★ |
| SBI SAVINGS FUND - DIRECT PLAN - GROWTH | SBI Mutual Fund | ₹36,291 Cr | 0.26% | +7.18% | +6.38% | 5★ |
| Edelweiss Money Market Fund - Direct Plan - IDCW Option | Edelweiss Mutual Fund | ₹2,251 Cr | 0.07% | +7.17% | +6.19% | 4★ |
| UTI MMF - Regular Plan - Growth Option | UTI Mutual Fund | ₹19,328 Cr | 0.25% | +7.16% | +6.36% | 4★ |
| Edelweiss Money Market Fund - Direct Plan - Growth Option | Edelweiss Mutual Fund | ₹2,251 Cr | 0.07% | +7.16% | +6.19% | 5★ |
| Axis Money Market Fund - Regular Plan - Growth Option | Axis Mutual Fund | ₹20,126 Cr | 0.34% | +7.14% | +6.32% | 4★ |
| Tata Money Market Fund-Regular Plan - Growth Option | Tata Mutual Fund | ₹37,476 Cr | 0.43% | +7.13% | +6.32% | 4★ |
| Aditya Birla Sun Life Money Manager Fund - Retail Growth | Aditya Birla Sun Life Mutual Fund | ₹30,074 Cr | 0.37% | +7.12% | +6.34% | 3★ |
| Aditya Birla Sun Life Money Manager Fund - Growth | Aditya Birla Sun Life Mutual Fund | ₹30,074 Cr | 0.37% | +7.12% | +6.33% | 3★ |