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HDFC Equity Savings Fund - GROWTH PLAN is a hybrid scheme managed by HDFC Mutual Fund. Over rolling three-year windows since inception, investors earned a median compounded return of 10.71%, with the bottom and top quartiles at 9.94% and 11.96% respectively. It has ranked in the top half of its category for 7 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 1.91% on assets of ₹5,718Cr. The fund is currently managed by Mr. Arun Agarwal, appointed within the last year.
Lower is better.
This scheme classifies as Large-Value on the 3x3 equity style box, with 77% of its portfolio classified as of 2026-04-30.
| Holding | Sector |
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| Window | Min | P25 | Median |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
Same fund, monthly SIPs over rolling 1/3/5-year windows.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| Weight |
|---|
| HDFC Bank Ltd. | Financial Services | 7.27% |
| Reliance Industries Ltd. | Energy | 6.10% |
| ICICI Bank Ltd. | Financial Services | 4.03% |
| NTPC Limited | Utilities | 3.81% |
| Titan Company Ltd. | Consumer Cyclical | 3.68% |
| Larsen and Toubro Ltd. | Industrials | 3.64% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 3.59% |
| 7.18% GOI MAT 140833 | Sovereign | 2.32% |
| Maruti Suzuki India Limited | Consumer Cyclical | 2.10% |
| Bharti Airtel Ltd. | Communication Services | 2.03% |
| 7.1% GOI MAT 180429 | Sovereign | 1.96% |
| State Bank of India | Financial Services | 1.87% |
| Adani Ports & Special Economic Zone | Industrials | 1.79% |
| Bajaj Finance Ltd. | Financial Services | 1.67% |
| Kotak Mahindra Bank Limited | Financial Services | 1.55% |
| Axis Bank Ltd. | Financial Services | 1.55% |
| Hindalco Industries Ltd. | Basic Materials | 1.25% |
| State Bank of India (Tier 2 - Basel III) | CRISIL - AAA | 1.21% |
| Tata Consultancy Services Ltd. | Technology | 1.08% |
| 7.17% GOI MAT 170430 | Sovereign | 1.07% |
| Infosys Limited | Technology | 1.03% |
| Hyundai Motor India Limited | Consumer Cyclical | 0.95% |
| 7.38% GOI MAT 200627 | Sovereign | 0.93% |
| SMFG India Credit Company Ltd | CARE - AAA | 0.88% |
| Sundaram Finance Ltd. | Financial Services | 0.87% |
| Sector | Holdings | Weight |
|---|---|---|
| Banks | 5 | 16.27% |
| Sovereign | 13 | 8.53% |
| Petroleum Products | 2 | 6.36% |
| Pharmaceuticals & Biotechnology | 8 | 5.44% |
| Power | 3 | 5.29% |
| Automobiles | 5 | 5.06% |
| CRISIL - AAA | 10 | 4.50% |
| Construction | 3 | 4.06% |
| Consumer Durables | 3 | 4.06% |
| IT - Software | 5 | 3.26% |
| Transport Infrastructure | 3 | 2.17% |
| Telecom - Services | 1 | 2.03% |
| Finance | 2 | 1.99% |
| Insurance | 4 | 1.95% |
| Non - Ferrous Metals | 2 | 1.35% |
| ICRA - A1+ | 2 | 1.29% |
| Realty | 2 | 1.20% |
| Diversified FMCG | 2 | 1.11% |
| CARE - AAA | 1 | 0.88% |
| ICRA - AAA | 1 | 0.87% |
| Cement & Cement Products | 2 | 0.84% |
| Oil | 1 | 0.79% |
| Beverages | 1 | 0.74% |
| ICRA - AA+ | 1 | 0.62% |
| Auto Components | 3 | 0.61% |
| Transport Services | 1 | 0.56% |
| Fertilizers & Agrochemicals | 2 | 0.52% |
| Ferrous Metals | 1 | 0.48% |
| Healthcare Services | 1 | 0.47% |
| Retailing | 1 | 0.45% |
| CRISIL - AAA(SO) | 1 | 0.43% |
| Consumable Fuels | 1 | 0.42% |
| Entertainment | 1 | 0.28% |
| CARE - A1+ | 1 | 0.25% |
| Paper, Forest & Jute Products | 1 | 0.24% |
| Industrial Products | 1 | 0.18% |
| Gas | 1 | 0.17% |
| Food Products | 2 | 0.10% |
| CRISIL - AA+ | 1 | 0.09% |
| Agricultural Food & Other Products | 1 | 0.01% |
Active bets vs the average Hybrid fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
| P75 |
|---|
| Max |
|---|
| Positive % |
|---|
| 1Y | 0.80% | 5.25% | 9.19% | 16.93% | 32.05% | 100.0% |
| 3Y | 8.15% | 9.94% | 10.71% | 11.96% | 14.74% | 100.0% |
| 5Y | 7.81% | 9.47% | 11.36% | 12.53% | 13.50% | 100.0% |
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 38.6% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Hybrid.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Each row is a back-tested SIP — monthly contribution over the regime's duration, no fees adjustment beyond NAV-baked TER. XIRR is the annualised IRR of those cashflows; Abs return is the absolute cash-on-cash; Max DD is the deepest drawdown experienced mid-investment. Past performance is not indicative of future results.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 4 data points.
| 5Y |
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| Star |
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