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HDFC Gilt Fund - Growth Plan is a debt scheme managed by HDFC Mutual Fund. Three-year compounded annual return is 5.56%, placing it in the 9th percentile of Debt peers. It has ranked in the top half of its category for 5 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.93% on assets of ₹2,272Cr. The fund is currently managed by Mr. Anil Bamboli, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| 6.9% GOI MAT 150465 | Sovereign | 14.17% |
| 7.34% GOI MAT 220464 | Sovereign | 10.14% |
| 7.3% GOI MAT 190653 | Sovereign | 9.58% |
| 7.18% GOI MAT 140833 | Sovereign | 8.34% |
| 7.26% GOI MAT 060233 | Sovereign | 8.26% |
| 7.61% Maharashtra SDL MAT 110529 | Sovereign | 4.46% |
| 6.48% GOI MAT 061035 | Sovereign | 4.24% |
| 7.18% GOI MAT 240737 | Sovereign | 3.97% |
| 7.25% GOI MAT 120663 | Sovereign | 3.53% |
| 7.27% Gujarat SDL ISD 171225 MAT 171234 | Sovereign | 3.44% |
| 7.24% GOI MAT 180855 | Sovereign | 3.38% |
| 6.68% GOI MAT 070740 | Sovereign | 2.28% |
| 7.64% Gujarat SDL ISD 170124 MAT 170133 | Sovereign | 2.17% |
| 6.99% Madhya Pradesh SDL Mat 171141 | Sovereign | 2.04% |
| 7.64% % Gujarat SDL ISD 170124 Mat 170134 | Sovereign | 1.32% |
| 7.20% Maharashtra SDL MAT 231036 | Sovereign | 1.28% |
| 7.12% Uttar Pradesh SDL ISD 191125 Mat 191133 | Sovereign | 1.28% |
| 7.24% Maharashtra ISD 201025 Mat 100934 | Sovereign | 1.07% |
| 7.18% Uttar Pradesh SDL ISD 191125 Mat 191135 | Sovereign | 1.06% |
| 7.48% Madhya Pradesh MAT 011045 | Sovereign | 1.06% |
| 7.22% Madhya Pradesh SDL ISD 060825 Mat 060843 | Sovereign | 1.04% |
| 7.09% GOI MAT 050854 | Sovereign | 1.04% |
| 7.22% Madhya Pradesh ISD 060825 MAT 060848 | Sovereign | 0.84% |
| 7.63% Gujarat SDL ISD 240124 Mat 240133 | Sovereign | 0.66% |
| 7.72% Bihar SDL - MAT 250241 | Sovereign | 0.65% |
| Sector | Holdings | Weight |
|---|---|---|
| Sovereign | 39 | 95.65% |
Active bets vs the average Debt fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 70.1% means the manager bets the fund's outcome on a small basket. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
| 5Y |
|---|
| Star |
|---|
| Bandhan Gilt Fund - Direct Plan - Growth | Bandhan Mutual Fund | ₹1,947 Cr | 0.59% | +7.05% | +6.07% | 5★ |
| Axis Gilt Fund - Direct Plan - Growth Option | Axis Mutual Fund | ₹438 Cr | 0.47% | +6.67% | +5.88% | 5★ |
| UTI - GILT FUND - Direct Plan - Growth Option | UTI Mutual Fund | ₹548 Cr | 0.67% | +6.62% | +5.82% | 5★ |
| ICICI Prudential Gilt Fund - Growth | ICICI Prudential Mutual Fund | ₹9,062 Cr | 1.11% | +6.43% | +5.99% | 4★ |
| Bandhan Gilt Fund - Regular Plan - Growth | Bandhan Mutual Fund | ₹1,947 Cr | 1.21% | +6.39% | +5.41% | 4★ |
| UTI - GILT FUND - Regular Plan - Growth Option | UTI Mutual Fund | ₹548 Cr | 0.99% | +6.32% | +5.52% | 4★ |
| SBI GILT FUND - DIRECT PLAN - GROWTH | SBI Mutual Fund | ₹9,047 Cr | 0.47% | +6.29% | +6.19% | 5★ |
| Axis Gilt Fund - Regular Plan - Growth Option | Axis Mutual Fund | ₹438 Cr | 0.86% | +6.25% | +5.38% | 4★ |
| DSP Gilt Fund - Direct Plan - Growth | DSP Mutual Fund | ₹1,268 Cr | 0.58% | +6.06% | +5.76% | 5★ |
| Invesco India Gilt Fund - Direct Plan - Growth | Invesco Mutual Fund | ₹158 Cr | 0.57% | +5.98% | +5.38% | 5★ |