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HDFC Liquid Fund - Growth Plan is a debt scheme managed by HDFC Mutual Fund. Three-year compounded annual return is 6.85%, placing it in the 57th percentile of Debt peers. It has ranked in the top half of its category for 6 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.31% on assets of ₹72,873Cr. The fund is currently managed by Mr. Rohan Pillai, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
|---|
Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
|---|
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
| 91 Days TBILL ISD 150426 MAT 160726 | Sovereign | 5.23% |
| 91 Days TBill Mat 280526 | Sovereign | 4.44% |
| 91 Days TBill ISD 180326 Mat 190626 | Sovereign | 3.79% |
| 91 Days TBILL ISD 050226 MAT 070526 | Sovereign | 2.74% |
| Axis Bank Ltd. | Financial Services | 2.04% |
| NTPC Limited | Utilities | 2.03% |
| Power Finance Corporation Ltd. | Financial Services | 1.77% |
| L&T Metro Rail (Hyderabad) Ltd | CRISIL - A1+ | 1.45% |
| Bharat Petroleum Corporation Ltd. | Energy | 1.37% |
| 364 Days TBILL MAT 020726 | Sovereign | 1.07% |
| L&T Finance Ltd. | Financial Services | 1.02% |
| Mahindra & Mahindra Financial Services Ltd. | Financial Services | 0.73% |
| Aditya Birla Capital ltd. | Financial Services | 0.68% |
| Indusind Bank Ltd. | Financial Services | 0.68% |
| Bajaj Auto Credit Limited | CRISIL - A1+ | 0.68% |
| National Housing Bank | CRISIL - A1+ | 0.68% |
| Bajaj Housing Finance Ltd. | Financial Services | 0.68% |
| LIC Housing Finance Ltd. | Financial Services | 0.68% |
| 182 Days TBILL MAT 040626 | Sovereign | 0.65% |
| Bank of India | Financial Services | 0.55% |
| 182 Days TBill Mat 280526 | Sovereign | 0.55% |
| Punjab National Bank | Financial Services | 0.54% |
| Tata Communications Limited | Communication Services | 0.54% |
| 91 Days Tbill MAT 140526 | Sovereign | 0.53% |
| Tata Teleservices Ltd. | CRISIL - A1+ | 0.48% |
| Sector | Holdings | Weight |
|---|---|---|
| CRISIL - A1+ | 53 | 22.80% |
| Sovereign | 13 | 19.89% |
| CARE - A1+ | 5 | 3.10% |
| ICRA - A1+ | 6 | 1.98% |
| CRISIL - AAA | 3 | 0.88% |
| IND - A1+ | 2 | 0.21% |
Active bets vs the average Debt fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 25.9% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
Does the fund get worse as it gets bigger? Each dot is one historical manager-tenure: AUM at tenure-end vs alpha delivered during that tenure.
Correlation is too weak to confirm or rule out capacity-driven alpha decay. Re-evaluate as more manager-tenure data accumulates.
Each dot is one manager-tenure: X = AUM at tenure end, Y = alpha during that tenure. Connecting line in chronological order. Pearson r measures the linear relationship between AUM and alpha across the historical record. n = 2 data points.
| 5Y |
|---|
| Star |
|---|
| Aditya Birla Sun Life Liquid Fund- Discipline Advantage Plan | Aditya Birla Sun Life Mutual Fund | ₹56,604 Cr | 0.35% | +7.15% | +6.21% | 3★ |
| Edelweiss Liquid Fund - Direct Plan - IDCW Option | Edelweiss Mutual Fund | ₹15,091 Cr | 0.12% | +7.01% | +6.19% | 3★ |
| Edelweiss Liquid Fund - Direct Plan - Growth Option | Edelweiss Mutual Fund | ₹15,091 Cr | 0.12% | +7.01% | +6.19% | 4★ |
| Edelweiss Liquid Fund - Direct Plan - Bonus Option | Edelweiss Mutual Fund | ₹15,091 Cr | 0.08% | +7.01% | +6.19% | 3★ |
| Axis Liquid Fund - Direct Plan - Growth Option | Axis Mutual Fund | ₹51,638 Cr | 0.11% | +7.00% | +6.19% | 4★ |
| Mahindra Manulife Liquid Fund - Direct Plan -Growth | Mahindra Manulife Mutual Fund | ₹1,059 Cr | 0.15% | +7.00% | +6.19% | 4★ |
| DSP Liquidity Fund - Direct Plan - Growth | DSP Mutual Fund | ₹22,480 Cr | 0.12% | +6.98% | +6.16% | 3★ |
| CANARA ROBECO LIQUID FUND - DIRECT PLAN - GROWTH OPTION | Canara Robeco Mutual Fund | ₹6,395 Cr | 0.08% | +6.98% | +6.14% | 4★ |
| BANK OF INDIA Liquid Fund- Direct Plan- Growth | Bank of India Mutual Fund | ₹1,735 Cr | 0.08% | +6.98% | +6.17% | 4★ |
| UTI- Liquid Cash Plan - Direct Plan - Growth Option | UTI Mutual Fund | ₹31,184 Cr | 0.17% | +6.96% | +6.16% | 4★ |