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Nippon India Liquid Fund - Retail Option - Growth Plan is a debt scheme managed by Nippon India Mutual Fund. Three-year compounded annual return is 6.44%, placing it in the 35th percentile of Debt peers. It has ranked in the top half of its category for 0 of the last 12 reported years. Risk-adjusted return (Sharpe ratio) is 0.00. The total expense ratio is 0.34% on assets of ₹37,903Cr. The fund is currently managed by Vikash Agarwal, appointed within the last year.
Lower is better.
| Holding | Sector | Weight |
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Point-in-time CAGRs cherry-pick a single start date. The chart below shows the distribution of every possible rolling start over the fund's history, so you see the range of investor outcomes — not just one date's number.
Backtested SIP outcomes across both rolling-window scenarios and named historical stress events (COVID, Election uncertainty, Russia/Ukraine, etc.), plus per-manager alpha during their tenure on this scheme.
| Scheme | AMC | AUM | TER | 3Y |
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Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future results. MintByte is an AMFI-registered Mutual Fund Distributor (ARN-314872) and APMI member (APRN-01658). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Star ratings on this page reflect a 3-year category-quartile position computed in-house and are educational only.
Mutual fund schemes are subject to market risk. Read all scheme-related documents carefully before investing. Past performance is not indicative of future results. MintByte is an AMFI-registered mutual fund distributor (ARN-314872). MintByte does not issue buy/sell recommendations on specific securities — the site is an educational data and analytics platform. Not investment advice. Methodology · How we earn.
In-house derivations using 3-year daily NAV vs benchmark. See methodology.
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| 91 Days Tbill | Others | 1.31% |
| ICICI Bank Limited | Financial Services | 1.31% |
| Hindustan Petroleum Corporation Limited | Energy | 1.31% |
| Reliance Industries Limited | Energy | 0.92% |
| Reliance Retail Ventures Limited | CRISIL A1+ | 0.79% |
| Sharekhan Limited | CRISIL A1+ | 0.79% |
| L&T Metro Rail (Hyderabad) Limited | CRISIL A1+ | 0.79% |
| 7.68% Housing & Urban Development Corporation Limited | ICRA AAA | 0.79% |
| AU Small Finance Bank Limited | Financial Services | 0.79% |
| Citibank N.A. | CRISIL A1+ | 0.78% |
| PNB Housing Finance Limited | Financial Services | 0.78% |
| Small Industries Dev Bank of India | CARE A1+ | 0.72% |
| Central Bank of India | Financial Services | 0.66% |
| UltraTech Cement Limited | Basic Materials | 0.65% |
| Axis Securities Limited | CRISIL A1+ | 0.65% |
| Tata Projects Limited | FITCH A1+ | 0.53% |
| Aditya Birla Real Estate Limited | Real Estate | 0.53% |
| CESC Limited | Utilities | 0.52% |
| JM Financial Services Limited | ICRA A1+ | 0.52% |
| Aditya Birla Capital Limited | Financial Services | 0.52% |
| Network18 Media & Investments Limited | Communication Services | 0.52% |
| IIFL Finance Limited | Financial Services | 0.52% |
| DSP Finance Private Limited | ICRA A1+ | 0.52% |
| Sector | Holdings | Weight |
|---|---|---|
| CRISIL A1+ | 44 | 18.61% |
| ICRA A1+ | 12 | 6.34% |
| CARE A1+ | 7 | 2.58% |
| FITCH A1+ | 5 | 2.03% |
| ICRA AAA | 1 | 0.79% |
| SOVEREIGN | 2 | 0.12% |
| CRISIL AAA | 1 | 0.08% |
Active bets vs the average Debt fund. Biggest deviations shown first.
Accent bar = fund's actual sector weight. Vertical black tick = category average for the same sector. Green overlay = overweight, dashed red = underweight. The biggest active bets show first.
How crowded into the same stocks is this fund vs the largest fund in its category?
Category leader = highest-AUM scheme in the same SEBI category. A high overlap-of-weight number means the fund is concentrated into the same names as the leader (crowded); a low one means it's genuinely differentiated.
Each cell is one year. Q1 = top quartile within the AMFI category for that period. Cell label is the last two digits of the year.
Top-10 weight 11.3% means the portfolio is broad — even the top names don't dominate. Effective-N is the inverse Herfindahl index — a measure of "how many positions effectively drive the fund" after weighting. Category: Debt.
Compounding maths on a notional ₹10 lakh lumpsum at 12% gross annual return. Green bar is what you'd have without the fee; red overlay is the fee drag. Fee is constant in this scenario — actual outcomes depend on real returns and any future TER changes.
Alpha is the annualised excess return vs benchmark over the manager's tenure on this scheme. Beat-benchmark = total return beat the index over the same window.
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