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§01 · INSIGHTS · GLOSSARY · NOTE

AIS (Annual Information Statement)

What is the AIS? The Annual Information Statement (AIS) is the comprehensive view of all financial transactions reported to the Income Tax Department against your PAN during a financial year. Introduced by CBDT in November 2021 , it superse

Glossary
Contents
  1. What is the AIS?
  2. AIS vs Form 26AS
  3. Why CBDT Introduced It
  4. How to Access
  5. What to Verify

What is the AIS?

The Annual Information Statement (AIS) is the comprehensive view of all financial transactions reported to the Income Tax Department against your PAN during a financial year. Introduced by CBDT in November 2021, it superseded the narrower Form 26AS as the primary pre-filing reference document for taxpayers.

AIS vs Form 26AS

  • Form 26AS: TDS/TCS, advance/self-assessment tax, refunds, and limited SFT. Sourced almost entirely from deductors.
  • AIS: every reported information line — salary, savings/FD interest, dividends, mutual-fund redemptions, equity sales (with ISIN-level granularity), purchase of immovable property, foreign remittances, GST turnover, business receipts. Sourced from a much wider reporter network (banks, RTAs, depositories, registrars).

Why CBDT Introduced It

The intent was three-fold: pre-fill ITRs more accurately (reducing taxpayer effort), give taxpayers visibility into what the department already knows, and tighten the audit-trail for high-value transactions. Each AIS line item has a "submit feedback" facility — you can mark items as correct, duplicate, or attributable to another PAN.

How to Access

  1. Log in to incometax.gov.in with PAN + password
  2. Click "AIS" in the top menu
  3. Two reports appear: Taxpayer Information Summary (TIS) — aggregated, used for pre-fill; AIS — line-item detail with feedback option
  4. PDF password = PAN (lowercase) + DOB DDMMYYYY (e.g., abcde1234f01011985)

What to Verify

  • Equity sale entries match your broker's capital-gains statement (check LTCG aggregation)
  • Mutual-fund dividends and redemptions tally with CAMS/KFintech statement
  • Savings interest > Rs 10,000 (Section 80TTA limit) is correctly captured
  • No phantom transactions appear — file feedback "Information is not correct" immediately

Educational only — not advice. ARN-314872.

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